Lorain County property record for 114 Lindsay Ct, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,171 sqft · built 1997 |
| Lot Size | 0.266 acres (11,611 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $273,900 (Sep 2019) |
| Tax Bill | $4,577 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-101-573 |
| Primary APN | 10-00-005-101-573 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,171 sqft Living Area |
| 1st Floor Area | 1,374 sqft |
| 2nd Floor Area | 516 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,611 sqft |
| Lot Dimensions | 145 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 502 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 199 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 114 LINDSAY CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY OAKS SUB NO.9 79.77 X 145.56 |
| Legal Subdivision | UNIVERSITY OAKS SUBDIVISION #9 |
| Legal Block | 101 |
| Legal Lot Number | 234 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 71202 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage QUICKEN LNS |
| Sep 6, 2019 | Grant Deed, Transfer · Line of Credit COMMUNITY STAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on Record |
| Deed Sale | Sep 6, 2019 · Amount on Record |
| Prior Sale | Sep 24, 2004 · Amount on Record |
| Deed Document Number | 2019005470 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 114 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 114 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Document Number | 0000082020 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026-0082020 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 114 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Document Number | 0000800608 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 114 LINDSAY CT ELYRIA OH 440358857, ELYRIA, OH 44035-8857 |
| Document Number | 0000800608 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 800608 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 28, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 6, 2019 |
| Property Address | 114 LINDSAY CT, ELYRIA, OH 44035-8857 |
| Document Number | 0000729364 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 729364 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,095.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 114 LINDSAY CT ELYRIA OH 440358857, ELYRIA, OH 44035-8857 |
| Document Number | 729365 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 729365 |
| Name | COMMUNITY STAR CU |
|---|---|
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,577.00 | $110,960 (+0.01%) Land $18,380 Building $92,580 | $317,000 (-) Land $52,500 Building $264,500 |
| 2024 | $4,577.00 (+18.64%) | $110,950 (+32.71%) Land $18,375 Building $92,575 | $317,000 (+32.71%) Land $52,500 Building $264,500 |
| 2023 | $3,858.00 (+0.29%) | $83,605 (-0.01%) Land $17,500 Building $66,105 | $238,870 (-) Land $50,000 Building $188,870 |
| 2022 | $3,847.00 | $83,610 Land $17,500 Building $66,110 | |
| 2021 | $238,870 Land $50,000 Building $188,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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