116 Ford St, Geneva, IL 60134 Property Records

Kane County property record for 116 Ford St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,348 sqft · built 1858
Lot Size	0.31 acres (13,500 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Mar 2022)
Tax Bill	$8,644 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-03-426-005`

Property Details

APN / Parcel Number

Primary APN	`12-03-426-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,348 sqft Living Area
Gross Area	1,796 sqft
Basement Area	448 sqft

Exterior

Year Built	Built 1858
Effective Year Built	Effective 1858
Lot Area	13,500 sqft (0.31 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	116 FORD ST
City	GENEVA
State	IL
Zip	60134-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 LOT 7&8 BLOCK 20
Legal Subdivision	GENEVA
Legal Block	1
Legal Lot Number	7&8
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1033
Census Tract	852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Geneva Historic District listed 1982 · 150 contributing resources · NRIS 82002549

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

116 Ford St is owned and occupied by an individual who bought it in March 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	116 FORD ST, GENEVA, IL 60134-1448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Deed Document Number	202211801
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 2, 2022
Property Address	116 FORD ST, GENEVA, IL 60134-1448
Document Number	0000011801
Instrument Date	Feb 17, 2022
Instrument	2022K011801
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 ALLEGRE CIR APT 212, 212, NAPERVILLE, IL 60563-2673

Mortgage

Document Number	0000011802
Date	Mar 2, 2022
Instrument	2022K011802

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 116 Ford St was $8,644 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,644.00 Homeowner's exemption	$127,693 (+8.5%) Land $43,345 Building $84,348	$383,232 (+8.5%) Land $130,087 Building $253,145
2024		$117,689 Land $39,949 Building $77,740	$353,208 Land $119,895 Building $233,313
2022	$7,379.00 (+90.92%) Homeowner's exemption	$99,388 (+3.86%) Land $33,746 Building $65,642	$298,164 (+3.86%) Land $101,238 Building $196,926
2021	$3,865.00 Homeowner's exemption	$95,694 Land $32,492 Building $63,202	$287,082 Land $97,476 Building $189,606

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Ford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 116 Ford St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20