127 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 127 E Main Cross St, Findlay, OH 45840

Property Summary

Property Type	Office Building
Details	2,686 sqft · built 1973
Lot Size	0.459 acres (19,998 sqft)
Owner	Company Name on File
Last Sale	$586,000 (Jan 1999)
Tax Bill	$7,684 (2025)
Deeds & Mortgages	Jan 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`1011-183-13-001.000`

Property Details

APN / Parcel Number

Primary APN	`1011-183-13-001.000`
Alternative APN	`570001008082`

Interior

Plumbing Fixtures	2 Plumbing Fixtures
Stories	4 Stories
Building Area	2,686 sqft Living Area
Upper Floors Area	2,686 sqft
Flooring	Concrete/Cement
Interior Walls	Finished/Painted
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Mixed
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Slab
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 E MAIN CROSS ST
City	FINDLAY
State	OH
Zip	45840-4816
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	FINDLAY ADD LOTS 107-108
Legal Subdivision	FINDLAY ADD
Legal Lot Number	107-108
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1012
Census Tract	800

Owner

Source: Hancock County records · APN 1011-183-13-001.000

Assessment roll updated May 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5003 MILAN RD, SANDUSKY, OH 44870-5845
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 1999 · Amount on Record
Deed Sale	Jan 22, 1999 · Amount on Record
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 18, 2023
Property Address	127 E MAIN CROSS ST, FINDLAY, OH 45840-4816
Document Number	02600/2735
Book / Page	2600 / 2735
Instrument Date	Jan 13, 2023
Instrument	202300000326
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5003 MILAN RD, SANDUSKY, OH 44870-5845

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,684.00 (+6.53%)	$141,900 (+10.43%) Land $36,400 Building $105,500	$405,420 (+10.42%) Land $104,000 Building $301,420
2023	$7,213.00	$128,500 Land $31,640 Building $96,860
2022			$367,150 Land $90,400 Building $276,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	308 (1981–2017)
Claims Outside the SFHA	7 of 308
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 90 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Electric, Defiance Holdings, HDER Link.

Based on FCC filings for 283 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FINDLAY CITY PWS serves 54,040 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.