301 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 301 E Main Cross St, Findlay, OH 45840

Property Summary

Property Type	Commercial Vacant Land
Details	3,658 sqft · built 1972
Lot Size	0.344 acres (15,002 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Jun 2021)
Tax Bill	$952 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`1011-183-17-014.000`

Property Details

APN / Parcel Number

Primary APN	`1011-183-17-014.000`
Alternative APN	`560001008071`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,658 sqft Living Area
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Mixed
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	100 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	301 E MAIN CROSS ST
City	FINDLAY
State	OH
Zip	45840-4820
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	CORYS ADD LOT 447-448
Legal Subdivision	CORYS ADD
Legal Lot Number	447-448
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1009
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	215 E MAIN CROSS ST, FINDLAY, OH 45840-4818
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2021	Warranty Deed, Transfer
Mar 6, 2019	Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Mar 5, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Mar 5, 2019	Survivorship Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Mar 6, 2019 · Amount on Record
Deed Document Number	20217605
Deed Book / Page	2583 / 5193
Record Updated	Sep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 29, 2021
Property Address	301 E MAIN CROSS ST, FINDLAY, OH 45840-4820
Document Number	02583/5191
Book / Page	2583 / 5191
Instrument Date	Jun 25, 2021
Instrument	202100007604
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 E FRONT ST, FINDLAY, OH 45840-4813

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 29, 2021
Property Address	301 E MAIN CROSS ST, FINDLAY, OH 45840-4820
Document Number	02583/5193
Book / Page	2583 / 5193
Instrument Date	Jun 21, 2021
Instrument	202100007605
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E MAIN CROSS ST, FINDLAY, OH 45840-4818

March 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 6, 2019
Property Address	301 E MAIN CROSS ST, FINDLAY, OH 45840-4820
Document Number	02553/0612
Book / Page	2553 / 0612
Instrument Date	Mar 5, 2019
Instrument	201900001574
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 GREENLAWN AVE, FINDLAY, OH 45840-5118
Investor	Possibly a Property Investor

Mortgage

Document Number	201900001575
Date	Mar 6, 2019
Instrument	201900001575

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 5, 2019
Property Address	301 E MAIN CROSS ST, FINDLAY, OH 45840-4820
Document Number	02553/0279
Book / Page	2553 / 0279
Map Reference	MB 4 PG 82
Instrument Date	Feb 28, 2019
Instrument	201900001519
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 ALLEN AVE, FINDLAY, OH 45840-4605

Mortgage

Document Number	201900001520
Date	Mar 5, 2019
Instrument	201900001520

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

March 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 5, 2019
Property Address	301 E MAIN CROSS ST, FINDLAY, OH 45840-4820
Document Number	02553/0300
Book / Page	2553 / 0300
Instrument Date	Feb 27, 2019
Instrument	201900001521
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 SUNSET DR, FINDLAY, OH 45840-8306

Mortgage

Document Number	201900001522
Date	Mar 5, 2019
Instrument	201900001522

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$952.00 (+10.7%)	$17,590 (+14.74%) Land $17,590	$50,250 (+14.73%) Land $50,250
2023	$860.00	$15,330 Land $15,330
2022			$43,800 Land $43,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	308 (1981–2017)
Claims Outside the SFHA	7 of 308
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, HDER Link, MetaLINK Technologies.

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