Hancock County property record for 108 E Main Cross St, Findlay, OH 45840
| Property Type | Office Building |
|---|---|
| Details | 814 sqft · built 1993 |
| Lot Size | 0.042 acres (1,851 sqft) |
| Owner | Company Name on Record |
| Last Sale | $162,000 (Apr 2015) |
| Tax Bill | $1,839 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1011-183-12-027.000 |
| Primary APN | 1011-183-12-027.000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 15 Plumbing Fixtures |
|---|---|
| Units | 4 Units |
| Stories | 4 Stories |
| Building Area | 814 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Upper Floors Area | 1,887 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,851 sqft (0.042 acres) |
| Lot Dimensions | 50 ft deep x 37 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 108 E MAIN CROSS ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-4817 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | FINDLAY ADD LOT 84 N PT E PT 37FT |
| Legal Subdivision | FINDLAY ADD |
| Legal Lot Number | 84 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Findlay Downtown Historic District listed 1985 · 263 contributing resources · NRIS 85000402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hancock County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9355 NAPLES LN, DUBLIN, OH 43016-6114 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2015 · Amount on Record |
| Deed Sale | Apr 15, 2015 · Amount on Record |
| Prior Sale | May 15, 1997 · Amount on Record |
| Deed Document Number | 20152860 |
| Deed Book / Page | 2477 / 1610 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 108 E MAIN CROSS ST, FINDLAY, OH 45840-4895 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ASSURED TITLE |
| Name | Verified Name |
|---|
| Document Number | 2550/1773 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 2550/1773 |
| Instrument | 201900000079 |
| Name | THE OLD FORT BANKING CO |
|---|---|
| Type | Bank |
| Address | OLD FORT, OH 44861 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,839.00 (+5.27%) | $33,960 (+9.13%) Land $6,790 Building $27,170 | $97,030 (+9.13%) Land $19,390 Building $77,640 |
| 2023 | $1,747.00 | $31,120 Land $5,910 Building $25,210 | |
| 2022 | $88,910 Land $16,870 Building $72,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 308 (1981–2017) |
| Claims Outside the SFHA | 7 of 308 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Amplex Wireless, HDER Link, MetaLINK Technologies.
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