114 E Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 114 E Main Cross St, Findlay, OH 45840

Property Summary

Property TypeRestaurant
Details1,938 sqft · built 2010
Lot Size0.044 acres (1,899 sqft)
OwnerCompany Name on File
Last Sale$92,000 (Sep 2010)
Tax Bill$1,898 (2025)
Flood ZoneZone AE (high risk)
APN1011-183-12-028.000

Property Details

APN / Parcel Number

Primary APN1011-183-12-028.000
Alternative APN
  • 570000210890

Interior

Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area1,938 sqft Living Area
Upper Floors Area3,876 sqft
FlooringTile
Interior WallsFinished/Painted
ElevatorElevator

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeMixed
Roof TypeShed Roof
Lot Area1,899 sqft (0.044 acres)
Lot Dimensions50 ft deep x 38 ft wide
PorchSlab
Porch Area304 sqft

Utilities, Heating & Cooling

Heating SystemElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address114 E MAIN CROSS ST
CityFINDLAY
StateOH
Zip45840-4817
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionFINDLAY ADD LOT 84 E38FT
Legal SubdivisionFINDLAY ADD
Legal Lot Number84
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1011
Census Tract800

Owner

Source: Hancock County records · APN 1011-183-12-028.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address16067 E STATE ROUTE 12, FINDLAY, OH 45840-8756
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 03, 2010 · Amount on Record
Deed SaleSep 03, 2010 · Amount on Record
Prior SaleDec 12, 2001 · Amount on Record
Deed Document Number20108197
Deed Book / Page2383 / 2350
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,898.00 (+2.32%)$35,060 (+6.08%) Land $6,970 Building $28,090$100,160 (+6.08%) Land $19,910 Building $80,250
2023$1,855.00$33,050 Land $6,070 Building $26,980
2022$94,420 Land $17,330 Building $77,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims308 (1981–2017)
Claims Outside the SFHA7 of 308
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 90 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Amplex Electric, Defiance Holdings, HDER Link.

Based on FCC filings for 283 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Main Cross St

Nearby Streets

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