St. Charles County property record for 127 Cobble Rd, O Fallon, MO 63366 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,702 sqft Living Area |
| Lot Size | 8,542 sqft (0.196 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $422,940 (2025) |
| Tax Bill | $4,048.00 (2025) |
| Primary APN | T180300179 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,702 sqft Living Area |
| Gross Area | 3,546 sqft Gross Area |
| 1st Floor | 1,168 sqft 1st Floor |
| Basement Area | 1,028 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Unfinished Basement | 428 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,542 sqft (0.196 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 416 sqft Garage |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T180300179 |
|---|---|
| Street Address | 127 COBBLE RD |
| City | O FALLON |
| State | MO |
| Zip | 63366-4107 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE CROSSING #1 LOT 14C |
| Legal Subdivision | COBBLESTONE CROSSING #1 |
| Legal Lot Number | 14C |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | WENTZVILLE |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 311801 |
Source: St. Charles County records · APN T180300179
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 COBBLE RD, O FALLON, MO 63366-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 30, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on Record |
| Deed Sale | Jul 18, 2025 · Amount on Record |
| Prior Sale | Jul 30, 2018 · Amount on Record |
| Deed Doc Number | 202530491 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 127 COBBLE RD, O FALLON, MO 63366-4107 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 127 COBBLE RD, O FALLON, MO 63366-4107 |
| Document Number | 2021R017047 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021R-017047 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 127 COBBLE RD, O FALLON, MO 63366-4107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073120861 |
|---|---|
| Date | Jun 04, 2020 |
| Book Page | 7312/861 |
| Instrument | 20200604000372490 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 127 COBBLE RD, O FALLON, MO 63366-4107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STELLAR TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0070991954 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 7099/1954 |
| Instrument | 20190702000334260 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Aug 01, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 30, 2018 |
| Property Address | 127 COBBLE RD, O FALLON, MO 63366-4107 |
| Document Number | 0069542242 |
| Book / Page | 6954 / 2242 |
| Map Reference | MB 49 PG 317 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 20180730000427930 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | DEPENDABLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005 |
| Name | Verified Name |
|---|---|
| Address | 127 COBBLE RD, O FALLON, MO 63366-4107 |
| Investor | Possibly a Property Investor |
| Document Number | 20180730000427940 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 20180730000427940 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,024 (-) | $331,707 (-) Land $60,000 Building $271,707 | |
| 2025 | $4,048.00 | $63,024 (+0.62%) | $331,707 (+0.62%) Land $60,000 Building $271,707 |
| 2023 | $62,637 | ||
| 2022 | $329,671 Land $50,000 Building $279,671 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 10% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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