St. Charles County property record for 131 Cobble Rd, O Fallon, MO 63366 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,318 sqft Living Area |
| Lot Size | 7,754 sqft (0.178 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $233,495 (2018) |
| Tax Bill | $3,384.00 (2025) |
| Primary APN | T180300181 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,318 sqft Living Area |
| Basement Area | 1,306 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 7,754 sqft (0.178 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T180300181 |
|---|---|
| Street Address | 131 COBBLE RD |
| City | O FALLON |
| State | MO |
| Zip | 63366-4107 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE CROSSING #1 LOT 16C |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Subdivision | COBBLESTONE CROSSING #1 |
| Legal Lot Number | 16C |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | WENTZVILLE |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 311801 |
Source: St. Charles County records · APN T180300181
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 COBBLE RD, O FALLON, MO 63366-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 04, 2018 | Grant Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2018 · Amount on Record |
| Deed Sale | Dec 04, 2018 · Amount on Record |
| Deed Doc Number | 0070092111 |
| Deed Book / Page | 7009 / 2111 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 131 COBBLE RD, O FALLON, MO 63366-4107 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R011028 |
|---|---|
| Date | Feb 04, 2021 |
| Instrument | 2021R-011028 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 131 COBBLE RD, O FALLON, MO 63366-4107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073100483 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 7310/483 |
| Instrument | 20200602000365380 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 04, 2018 |
| Property Address | 131 COBBLE RD, O FALLON, MO 63366-4107 |
| Document Number | 0070092111 |
| Book / Page | 007009 / 002111 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 675910 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 131 COBBLE RD O FALLON MO 633664107, O FALLON, MO 63366-4107 |
| Document Number | 70092113 |
|---|---|
| Date | Dec 04, 2018 |
| Book Page | 007009/002113 |
| Instrument | 675920 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 03, 2048 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,384.00 | $52,576 (-0.43%) | $276,715 (-0.43%) Land $60,000 Building $216,715 |
| 2023 | $52,803 | ||
| 2022 | $277,911 Land $50,000 Building $227,911 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 7th percentile nationally · 10th in Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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