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  3. St. Charles County
  4. O Fallon
  5. Cobble Rd

122 Cobble Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 122 Cobble Rd, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,568 sqft · built 2018
Lot Size0.148 acres (6,447 sqft)
OwnerIndividual Name on File
Last Sale$314,900 (Jul 2018)
Tax Bill$4,806 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT180300187

Property Details

APN / Parcel Number

Primary APNT180300187
Alternative APN
  • 2-0042-C578-00-022C.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,568 sqft Living Area
Basement Area1,232 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick/Stone
Lot Area6,447 sqft (0.148 acres)
TerrainLow
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180300187
Street Address122 COBBLE RD
CityO FALLON
StateMO
Zip63366-4108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE CROSSING #1 LOT 22C
Legal Range03E
Legal Township47N
Legal SubdivisionCOBBLESTONE CROSSING #1
Legal Lot Number22C
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2010
Census Tract311801

Owner

Source: St. Charles County records · APN T180300187

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address122 COBBLE RD, O FALLON, MO 63366-4108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST COMMUNITY CU
Aug 21, 2020Deed of Trust, Mortgage
GUILD MTG
Jul 06, 2018Special Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2018 · Amount on Record
Deed SaleJul 06, 2018 · Amount on Record
Deed Document Number0069441961
Deed Book / Page6944 / 1961
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address122 COBBLE RD, O FALLON, MO 63366-4108
Transaction TypeMortgage
Record UpdatedSep 09, 2022
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 COBBLE RD, O FALLON, MO 63366-4108

Mortgage

Document Number0000046583
DateAug 23, 2022
Instrument2022R-046583
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueJul 30, 2032

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address122 COBBLE RD, O FALLON, MO 63366-4108
Document Number0000063224
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address122 COBBLE RD O FALLON MO 633664108, O FALLON, MO 63366-4108

Mortgage

Document Number0000063224
DateAug 31, 2020
Instrument63224
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateJul 06, 2018
Property Address122 COBBLE RD, O FALLON, MO 63366-4108
Document Number0069441961
Book / Page6944 / 1961
Map ReferenceMB 49 PG 317
Instrument DateJul 03, 2018
Instrument20180706000380620
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 COBBLE RD, O FALLON, MO 63366-4108

Mortgage

Document Number20180706000380630
DateJul 06, 2018
Instrument20180706000380630
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,806.00$74,940 (+2.89%)$394,420 (+2.89%) Land $60,000 Building $334,420
2023$72,832
2022$383,328 Land $50,000 Building $333,328

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 10% of Missouri
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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