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  2. Missouri
  3. St. Charles County
  4. O Fallon
  5. Cobble Rd

125 Cobble Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 125 Cobble Rd, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,276 sqft · built 2018
Lot Size0.155 acres (6,752 sqft)
OwnerIndividual Name on File
Last Sale$202,445 (Sep 2018)
Tax Bill$3,454 (2025)
Deeds & MortgagesOct 2022 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT180300178

Property Details

APN / Parcel Number

Primary APNT180300178
Alternative APN
  • 2-0042-C578-00-013C.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,276 sqft Living Area
Basement Area1,276 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 2018
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area6,752 sqft (0.155 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180300178
Street Address125 COBBLE RD
CityO FALLON
StateMO
Zip63366-4107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE CROSSING #1 LOT 13C
Legal Range03E
Legal Township47N
Legal SubdivisionCOBBLESTONE CROSSING #1
Legal Lot Number13C
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2010
Census Tract311801

Owner

Source: St. Charles County records · APN T180300178

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address125 COBBLE RD, O FALLON, MO 63366-4107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2022Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Sep 05, 2018Special Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2018 · Amount on Record
Deed SaleSep 05, 2018 · Amount on Record
Deed Document Number0069721195
Deed Book / Page6972 / 1195
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address125 COBBLE RD, O FALLON, MO 63366-4107
Transaction TypeMortgage
Record UpdatedOct 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 COBBLE RD, O FALLON, MO 63366-4107

Mortgage

Document Number0000054522
DateOct 04, 2022
Instrument2022R-054522
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressEL PASO, TX 79925
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 06, 2052

September 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateSep 05, 2018
Property Address125 COBBLE RD, O FALLON, MO 63366-4107
Document Number0069721195
Book / Page6972 / 1195
Map ReferenceMB 49 PG 317
Instrument DateAug 31, 2018
Instrument20180905000508000
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 COBBIE RD, O FALLON, MO 63366-4107

Mortgage

Document Number20180905000508010
DateSep 05, 2018
Instrument20180905000508010
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,454.00$53,680 (-0.41%)$282,528 (-0.41%) Land $60,000 Building $222,528
2023$53,903
2022$283,698 Land $50,000 Building $233,698

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 7% of the US · above 10% of Missouri
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Brightspeed, Verizon, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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