127 Black Point Rd, Apt 39, Niantic, CT 06357 Property Records

East Lyme Town property record for 127 Black Point Rd, Apt 39, Niantic, CT 06357 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 960 sqft · built 1971
Owner	2 Individual Names on File
Last Sale	$215,000 (Aug 2025)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Aug 2025 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`ELYM M:008.1 B:00063 L:003-9`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:008.1 B:00063 L:003-9`
Alternative APNs	`M:008.1 B:00063 L:003=9` `5503`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	40 Units
Stories	2 Stories
Building Area	960 sqft Living Area
Gross Area	1,220 sqft
1st Floor Area	480 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	5503
Street Address	127 BLACK POINT RD, 39
City	NIANTIC
State	CT
Zip	06357-2939
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	63
Legal Lot Number	3-9
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	2
Census Block	2005
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:008.1 B:00063 L:003-9

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	127 BLACK POINT RD, 39, NIANTIC, CT 06357-2939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2025 · Amount on Record
Deed Sale	Aug 07, 2025 · Amount on Record
Prior Sale	Jun 01, 2001 · Amount on Record
Deed Document Number	20251665
Deed Book / Page	1124 / 179
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Aug 07, 2025
Property Address	127 BLACK POINT RD APT 39, 39, NIANTIC, CT 06357-2939
Document Number	001124-179
Book / Page	1124 / 179
Instrument Date	Aug 06, 2025
Instrument	1665
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	127 BLACK POINT RD APT 39, 39, NIANTIC, CT 06357-2939

Mortgage

Document Number	0000001666
Date	Aug 07, 2025
Instrument	1666

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,498.00	$89,180 (-) Building $89,180	$62,426 Building $62,426
2024	$2,498.00 (+12.57%)
2023	$2,219.00 (+4.37%)	$89,180 (-) Building $89,180
2022	$2,126.00	$89,180 Building $89,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C, updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.