127 Albert St, Cincinnati, OH 45217 Property Records

Hamilton County property record for 127 Albert St, Cincinnati, OH 45217

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,928 sqft · built 1911
Lot Size	0.105 acres (4,574 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Mar 2025)
Tax Bill	$3,354 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`582-0013-0225-00`

Property Details

APN / Parcel Number

Primary APN	`582-0013-0225-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
1st Floor Area	1,000 sqft
2nd Floor Area	928 sqft
Basement Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	125 ft deep x 36 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	127 ALBERT ST
City	CINCINNATI
State	OH
Zip	45217-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALBERT ST 36.25 X 125 R2-T3-S16 SE
Legal Range	02
Legal Township	03
Legal Section	16
Jurisdiction	HAMILTON OH
Township / Civil Division	ST. BERNARD
Census Block Group	5
Census Block	5009
Census Tract	25800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	127 ALBERT ST, CINCINNATI, OH 45217-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on Record
Deed Sale	Mar 6, 2025 · Amount on Record
Prior Sale	Oct 3, 2024 · Amount on Record
Deed Document Number	0000015731
Deed Book / Page	15367 / 1447
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	127 ALBERT ST, CINCINNATI, OH 45217-1515
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106481
Date	Sep 2, 2021
Book Page	14494/2911
Instrument	2021-0106481

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	St. Bernard Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,354.00 (-0.62%)	$54,593 (-) Land $9,261 Building $45,332
2024	$3,375.00 (+0.63%)	$54,593 (-) Land $9,261 Building $45,332
2023	$3,354.00 (+5.01%)	$54,593 (+35.22%) Land $9,261 Building $45,332	$155,980 (+35.22%) Land $26,460 Building $129,520
2022	$3,194.00 Homeowner's exemption	$40,373 Land $7,224 Building $33,149
2020			$115,350 Land $20,640 Building $94,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20