Hamilton County property record for 116 Albert St, Cincinnati, OH 45217
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,328 sqft · built 1913 |
| Lot Size | 0.333 acres (14,549 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Aug 2019) |
| Tax Bill | $6,923 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-0013-0151-00 |
| Primary APN | 582-0013-0151-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 924 sqft |
| Attic | Attic |
| Attic Area | 444 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1913 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 14,549 sqft (0.333 acres) |
| Lot Dimensions | 126 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 116 ALBERT ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45217-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALBERT ST 120 X 126.40 FTIRR R2-T3-S16 SE PARS 151THRU 153 CONS |
| Legal Range | 02 |
| Legal Township | 03 |
| Legal Section | 16 |
| Legal Subdivision | HEIMERT |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ST. BERNARD |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 25800 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 ALBERT ST, CINCINNATI, OH 45217-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| May 21, 2020 | Deed of Trust, Mortgage · Line of Credit NORTH SIDE BK |
| Aug 12, 2019 | Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Jul 11, 2018 | Warranty Deed, Transfer OTHER |
| Jul 31, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2019 · Amount on Record |
| Deed Sale | Aug 12, 2019 · Amount on Record |
| Prior Sale | Jul 11, 2018 |
| Deed Document Number | 0000066721 |
| Deed Book / Page | 013978 / 002712 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 116 ALBERT ST, CINCINNATI, OH 45217-1516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000089018 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 14463/2806 |
| Instrument | 2021-0089018 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 116 ALBERT ST, CINCINNATI, OH 45217-1516 |
| Document Number | 0000050271 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 116 ALBERT ST CINCINNATI OH 452171516, CINCINNATI, OH 45217-1516 |
| Document Number | 0000050271 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 014178/000899 |
| Instrument | 50271 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 28, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 12, 2019 |
| Property Address | 116 ALBERT ST, CINCINNATI, OH 45217-1516 |
| Document Number | 0000066721 |
| Book / Page | 013978 / 002712 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 66721 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 116 ALBERT ST CINCINNATI OH 452171516, CINCINNATI, OH 45217-1516 |
| Document Number | 66722 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 013978/002714 |
| Instrument | 66722 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 11, 2018 |
| Property Address | 116 ALBERT ST, CINCINNATI, OH 45217-1516 |
| Document Number | 0000059315 |
| Book / Page | 013707 / 001109 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 59315 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2616 WEXFORD RD COLUMBUS OH 432213216, COLUMBUS, OH 43221-3216 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 31, 2017 |
| Property Address | 116 ALBERT ST, CINCINNATI, OH 45217-1516 |
| Document Number | 0000069060 |
| Book / Page | 013470 / 002722 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 69060 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $690.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2616 WEXFORD RD COLUMBUS OH 432213216, COLUMBUS, OH 43221-3216 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | St. Bernard Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,923.00 (+4.26%) | $112,546 (-) Land $19,950 Building $92,596 | |
| 2024 | $6,640.00 (-4.1%) | $112,546 (-) Land $19,950 Building $92,596 | |
| 2023 | $6,924.00 (+3.79%) | $112,546 (+33.59%) Land $19,950 Building $92,596 | $321,560 (+33.59%) Land $57,000 Building $264,560 |
| 2022 | $6,671.00 Homeowner's exemption | $84,245 Land $15,561 Building $68,684 | |
| 2020 | $240,700 Land $44,460 Building $196,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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