Hamilton County property record for 126 Albert St, Cincinnati, OH 45217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,451 sqft · built 1914 |
| Lot Size | 0.078 acres (3,441 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Jul 2020) |
| Tax Bill | $3,659 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-0013-0148-00 |
| Primary APN | 582-0013-0148-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,451 sqft Living Area |
| 1st Floor Area | 806 sqft |
| 2nd Floor Area | 806 sqft |
| Upper Floors Area | 645 sqft |
| Basement Area | 806 sqft |
| Year Built | Built 1914 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,441 sqft (0.078 acres) |
| Lot Dimensions | 103 ft deep x 36 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 126 ALBERT ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45217-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 126 ALBERT ST 36.66 X 103.69 N S ALBERT 360 FT E OF BERTUS |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ST. BERNARD |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 25800 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 126 ALBERT ST, CINCINNATI, OH 45217-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 9, 2020 | Grant Deed, Transfer · Conventional with PMI UNION SVGS |
| Jul 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2020 · Amount on Record |
| Deed Sale | Jul 9, 2020 · Amount on Record |
| Prior Sale | Nov 19, 2009 · Amount on Record |
| Deed Document Number | 0000065819 |
| Deed Book / Page | 014206 / 001641 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 126 ALBERT ST, CINCINNATI, OH 45217-1516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000082180 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 14453/146 |
| Instrument | 2021-0082180 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 9, 2020 |
| Property Address | 126 ALBERT ST, CINCINNATI, OH 45217-1516 |
| Document Number | 0000065819 |
| Book / Page | 014206 / 001641 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 65819 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 126 ALBERT ST CINCINNATI OH 452171516, CINCINNATI, OH 45217-1516 |
| Document Number | 65820 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 014206/001643 |
| Instrument | 65820 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 8, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 126 ALBERT ST, CINCINNATI, OH 45217-1516 |
| Document Number | 0000063640 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 126 ALBERT ST CINCINNATI OH 452171516, CINCINNATI, OH 45217-1516 |
| Document Number | 0000063640 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 013973/000296 |
| Instrument | 63640 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 4, 2034 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | St. Bernard Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,659.00 (+4.3%) | $59,500 (-) Land $8,743 Building $50,757 | |
| 2024 | $3,508.00 (-4.13%) | $59,500 (-) Land $8,743 Building $50,757 | |
| 2023 | $3,659.00 (+32.24%) | $59,500 (+70.2%) Land $8,743 Building $50,757 | $170,000 (+70.2%) Land $24,980 Building $145,020 |
| 2022 | $2,767.00 Homeowner's exemption | $34,958 Land $6,818 Building $28,140 | |
| 2020 | $99,880 Land $19,480 Building $80,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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