125 Albert St, Cincinnati, OH 45217 Property Records

Hamilton County property record for 125 Albert St, Cincinnati, OH 45217

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,912 sqft · built 1913
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on Record
Last Sale$419,500 (May 2025)
Tax Bill$4,195 (2025)
Deeds & MortgagesJun 2025 Transfer
Dec 2024 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN582-0013-0224-00

Property Details

APN / Parcel Number

Primary APN582-0013-0224-00
Alternative APN
  • 0059307

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,912 sqft Living Area
Gross Area2,662 sqft
1st Floor Area816 sqft
2nd Floor Area750 sqft
AtticAttic
Attic Area346 sqft
Basement Area750 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address125 ALBERT ST
CityCINCINNATI
StateOH
Zip45217-1515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description125 ALBERT ST 40 X 125 R2-T3--S16-SE
Legal SubdivisionHEIMERT
Legal Lot Number13
JurisdictionHAMILTON OH
Township / Civil DivisionST. BERNARD
Census Block Group5
Census Block5009
Census Tract25800

Owner

Source: Hamilton County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address125 ALBERT ST, CINCINNATI, OH 45217-1515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2025Transfer on Death Deed, Transfer
Dec 10, 2024Warranty Deed, Construction Loan · Construction Mortgage
GROUNDFLOOR CREDIT 1 LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2025 · Amount on Record
Deed SaleMay 5, 2025 · Amount on Record
Prior SaleDec 10, 2024 · Amount on Record
Deed Document Number202532534
Deed Book / Page15409 / 1148
Record UpdatedOct 29, 2026

June 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJun 20, 2025
Property Address125 ALBERT ST, CINCINNATI, OH 45217-1515
Document Number0000046196
Book / Page15441 / 1535
Instrument DateJun 17, 2025
Instrument2025-0046196
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 ALBERT ST, CINCINNATI, OH 45217-1515

December 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 10, 2024
Property Address125 ALBERT ST, CINCINNATI, OH 45217-1515
Document Number0000087592
Book / Page15309 / 31
Instrument DateNov 22, 2024
Instrument2024-0087592
Transaction TypeConstruction Loan
Record UpdatedJan 23, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 ALBERT ST, CINCINNATI, OH 45217-1515

Mortgage

Document Number0000087593
DateDec 10, 2024
Instrument2024-0087593
Lender
NameGROUNDFLOOR CREDIT 1 LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Mortgage

Document Number0000087830
DateDec 10, 2024
Book Page15309/1407
Instrument2024-0087830
Lender
NameGROUNDFLOOR REAL ESTATE LLC
TypeNon-Lending Institution
AddressATLANTA, GA 30361
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term11 Months
DueNov 22, 2025

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,195.00 (-3.63%)$66,206 (-) Land $10,290 Building $55,916$189,160 (-) Land $29,400 Building $159,760
2024$4,353.00 (+2.83%)$66,206 (-) Land $10,290 Building $55,916
2023$4,233.00 (+27.27%)$66,206 (+63.46%) Land $10,290 Building $55,916$189,160 (+63.46%) Land $29,400 Building $159,760
2022$3,326.00$40,503 Land $8,026 Building $32,477
2020$115,720 Land $22,930 Building $92,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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