Pinellas County property record for 12675 115th St, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,670 sqft · built 1977 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,000 (Mar 2020) |
| Tax Bill | $6,158 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-8075-6 |
| Primary APN | C62-000-749-8075-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| Gross Area | 2,141 sqft |
| 1st Floor Area | 1,670 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 258 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R101334 |
|---|---|
| Street Address | 12675 115TH ST |
| City | LARGO |
| State | FL |
| Zip | 33778-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AVON RIDGE LOT 13 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 9 |
| Legal Subdivision | AVON RIDGE |
| Legal Tract | 1970 |
| Legal Lot Number | 13 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 25307 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12675 115TH ST, LARGO, FL 33778-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 19, 2020 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2020 · Amount on Record |
| Deed Sale | Mar 19, 2020 · Amount on Record |
| Prior Sale | Jul 5, 2016 · Amount on Record |
| Deed Document Number | 202092920 |
| Deed Book / Page | 20929 / 1881 |
| Prior Transfer Date | Aug 29, 2014 |
| Prior Transfer Doc | 0185110799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12675 115TH ST, LARGO, FL 33778-1809 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0214060512 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 21406/512 |
| Instrument | 2021061884 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 19, 2020 |
| Property Address | 12675 115TH ST, LARGO, FL 33778-1809 |
| Document Number | 0209291881 |
| Book / Page | 20929 / 1881 |
| Map Reference | MB 77 PG 8&9 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 2020092920 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 SANDPIPER DR, 11, DUNEDIN, FL 34698-8246 |
| Name | Verified Name |
|---|---|
| Address | 12675 115TH ST, LARGO, FL 33778-1809 |
| Document Number | 0209291883 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 20929/1883 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,158.00 (+5.54%) Homeowner's exemption | $366,525 (+5.99%) | $421,046 (+9.98%) Land $134,712 Building $286,334 |
| 2024 | $5,835.00 (+1.62%) | ||
| 2023 | $5,742.00 (+2.79%) Homeowner's exemption | $345,820 (+3%) | $382,838 (+14.03%) Land $149,252 Building $233,586 |
| 2022 | $5,586.00 Homeowner's exemption | $335,748 | $335,748 Land $153,319 Building $182,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1998–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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