12710 115th St, Largo, FL 33778 Property Records

Pinellas County property record for 12710 115th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,553 sqft · built 1978
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$81,300 (Jul 2017)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8082-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8082-2`
Alternative APNs	`09-30-15-01970-000-0200` `301509019700000200` `153009019700000200` `R101341`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,553 sqft Living Area
Gross Area	2,419 sqft
1st Floor Area	1,553 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101341
Street Address	12710 115TH ST
City	LARGO
State	FL
Zip	33778-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVON RIDGE LOT 20
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	AVON RIDGE
Legal Tract	1970
Legal Lot Number	20
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2014
Census Tract	25307

Owner

12710 115th St is owned and occupied by an individual who acquired it in February 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	12710 115TH ST, LARGO, FL 33778-1808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 17, 2022	Intrafamily Transfer, Transfer VANQUISH LAND TITLE
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP
Oct 16, 2018	Intrafamily Transfer, Transfer · FHA Mortgage CITIZENS BANK NA
Jul 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2017 · Amount on File
Deed Sale	Jul 13, 2017 · Amount on File
Prior Sale	Jan 6, 2011 · Amount on File
Deed Document Number	2017216016
Deed Book / Page	19701 / 1001
Last Transfer Date	Feb 19, 2022
Transfer Doc	0219801474
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12710 115TH ST, LARGO, FL 33778-1808
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0219691263
Date	Mar 10, 2022
Book Page	21969/1263
Instrument	2022075785

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Mar 17, 2022
Property Address	12710 115TH ST, LARGO, FL 33778-1808
Document Number	0219801474
Book / Page	21980 / 1474
Map Reference	MB 77 PG 8&9
Instrument Date	Feb 19, 2022
Instrument	2022085220
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	VANQUISH LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 115TH ST, LARGO, FL 33778-1808

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12710 115TH ST, LARGO, FL 33778-1808
Document Number	0210701290
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 115TH ST LARGO FL 337781808, LARGO, FL 33778-1808

Mortgage

Document Number	0210701290
Date	Jul 8, 2020
Book Page	021070/001290
Instrument	203247

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Oct 16, 2018
Property Address	12710 115TH ST, LARGO, FL 33778-1808
Document Number	0202982424
Book / Page	20298 / 2424
Map Reference	MB 77 PG 8&9
Instrument Date	Oct 10, 2018
Instrument	2018331259
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TOTAL TITLE SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 115TH ST, LARGO, FL 33778-1808

Mortgage

Document Number	2018331260
Date	Oct 16, 2018
Instrument	2018331260

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 13, 2017
Property Address	12710 115TH ST, LARGO, FL 33778-1808
Document Number	0197011001
Book / Page	019701 / 001001
Instrument Date	Jul 7, 2017
Instrument	216016
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$249.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	12710 115TH ST LARGO FL 337781808, LARGO, FL 33778-1808

Tax Assessment & Valuation

The 2025 property tax bill for 12710 115th St was $1,885 with a homeowner's exemption, up 6.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,885.00 (+6.38%) Homeowner's exemption	$141,525	$372,517 Land $135,563 Building $236,954
2024	$1,772.00 (+2.55%)
2023	$1,728.00 (+3.85%) Homeowner's exemption	$133,530 (+3%)	$328,313 (+11.54%) Land $145,776 Building $182,537
2022	$1,664.00 Homeowner's exemption	$129,641	$294,349 Land $150,167 Building $144,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12710 115th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12710 115th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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