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12646 115th St, Largo, FL 33778 Property Records

Pinellas County property record for 12646 115th St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,175 sqft · built 1977
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$485,000 (Jan 2023)
Tax Bill$4,677 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Sep 2022 Sale
Flood ZoneZone X (minimal risk)
APNC62-000-749-8085-5

Property Details

APN / Parcel Number

Primary APNC62-000-749-8085-5
Alternative APNs
  • 09-30-15-01970-000-0230
  • 301509019700000230
  • 153009019700000230
  • R101344

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,175 sqft Living Area
Gross Area1,940 sqft
1st Floor Area1,175 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area285 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR101344
Street Address12646 115TH ST
CityLARGO
StateFL
Zip33778-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAVON RIDGE LOT 23
Legal Range15E
Legal Township30S
Legal Section9
Legal SubdivisionAVON RIDGE
Legal Tract1970
Legal Lot Number23
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2014
Census Tract25307

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12646 115TH ST, LARGO, FL 33778-1818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Warranty Deed, Transfer · Conventional Mortgage
NEXERA HOLDING LLC
Sep 26, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2023 · Amount on Record
Deed SaleJan 18, 2023 · Amount on Record
Prior SaleSep 26, 2022 · Amount on Record
Deed Document Number202312375
Deed Book / Page22318 / 2231
Prior Transfer DateMay 28, 2014
Prior Transfer Doc0184160017
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJan 18, 2023
Property Address12646 115TH ST, LARGO, FL 33778-1818
Document Number0223182231
Book / Page22318 / 2231
Map ReferenceMB 77 PG 8
Instrument DateDec 30, 2022
Instrument2023012375
Transaction TypeTransfer
Record UpdatedFeb 6, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address12646 115TH ST, LARGO, FL 33778-1818

Mortgage

Document Number0223182233
DateJan 18, 2023
Instrument22318/2233
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 26, 2022
Property Address12646 115TH ST, LARGO, FL 33778-1818
Document Number0222120896
Book / Page22212 / 896
Map ReferenceMB 77 PG 8
Instrument DateSep 21, 2022
Instrument2022288208
Transaction TypeTransfer
Record UpdatedOct 27, 2022

Transaction

AmountAmount Recorded
Tax$2,522.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 681049, FORT PAYNE, AL 35968-1611

Transferred To (Grantee/Buyer)

NameVerified Name
Address3097 SATELLITE BLVD STE 400, 400, DULUTH, GA 30096-1293
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,677.00 (+7.49%) Homeowner's exemption$288,565 (+5.99%)$397,943 (+10.82%) Land $134,124 Building $263,819
2023$4,351.00 (+83.05%) Homeowner's exemption$272,264 (+62.94%)$359,083 (+31.49%) Land $147,570 Building $211,513
2022$2,377.00 Homeowner's exemption$167,092$273,078 Land $145,413 Building $127,665

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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