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12664 115th St, Largo, FL 33778 Property Records

Pinellas County property record for 12664 115th St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,607 sqft · built 1978
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Aug 2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jun 2020 Transfer
Flood ZoneZone X (minimal risk)
APNC62-000-749-8084-8

Property Details

APN / Parcel Number

Primary APNC62-000-749-8084-8
Alternative APNs
  • 09-30-15-01970-000-0220
  • 301509019700000220
  • 153009019700000220
  • R101343

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,607 sqft Living Area
Gross Area2,263 sqft
1st Floor Area1,607 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area215 sqft
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR101343
Street Address12664 115TH ST
CityLARGO
StateFL
Zip33778-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAVON RIDGE LOT 22
Legal Range15E
Legal Township30S
Legal Section9
Legal SubdivisionAVON RIDGE
Legal Tract1970
Legal Lot Number22
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2014
Census Tract25307

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12664 115TH ST, LARGO, FL 33778-1818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE EQUITY PARTNERS
Jun 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2026 · Amount on Record
Deed SaleAug 4, 2026 · Amount on Record
Deed Document Number2026208314
Deed Book / Page23650 / 2255
Prior Transfer DateJun 15, 2020
Prior Transfer Doc0210411686
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 4, 2026
Property Address12664 115TH ST, LARGO, FL 33778-1818
Document Number0000208314
Book / Page23650 / 2255
Instrument DateJul 30, 2026
Instrument2026208314
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanySUN W TITLE, SUNWEST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$364,105.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12664 115TH ST, LARGO, FL 33778-1818

Mortgage

Document Number0000208315,
DateAug 4, 2026
Instrument2026208315
Lender
NameMORTGAGE EQUITY PARTNERS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateJun 17, 2020
Property Address12664 115TH ST, LARGO, FL 33778-1818
Document Number0210411686
Book / Page021041 / 001686
Instrument DateJun 15, 2020
Instrument181316
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12664 115TH ST LARGO FL 337781818, LARGO, FL 33778-1818

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$140,708 (+5.99%)$371,196 (+12.04%) Land $132,083 Building $239,113
2023Homeowner's exemption Widower's exemption$132,759$331,297 Land $142,024 Building $189,273

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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