Ocean County and Lacey Township property record for 1251 Spruce St, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1970 |
| Lot Size | 0.189 acres (8,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (Jul 2021) |
| Tax Bill | $5,410 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01133-0000-00027 |
| Primary APN | 13-01133-0000-00027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,242 sqft (0.189 acres) |
| Lot Dimensions | 103 ft deep x 80 ft wide |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00066527 |
|---|---|
| Street Address | 1251 SPRUCE ST |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-4546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 80 X 103 28,29,30 |
| Legal Subdivision | BARNEGAT PINES REALTY CO INC M |
| Legal Block | 1133 |
| Legal Lot Number | 27 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 732004 |
1251 Spruce St is owned and occupied by an individual who bought it in July 2021.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1251 SPRUCE ST, FORKED RIVER, NJ 08731-4546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on File |
| Deed Sale | Jul 21, 2021 · Amount on File |
| Prior Sale | Jan 26, 2006 · Amount on File |
| Deed Document Number | 2021107674 |
| Deed Book / Page | 18592 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 21, 2021 |
| Property Address | 1251 SPRUCE ST, FORKED RIVER, NJ 08731-4546 |
| Document Number | 0185920342 |
| Book / Page | 18592 / 342 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021107674 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | PINNACLE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,371.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1773 WOODSIDE RD, 1773, FORKED RIVER, NJ 08731-3300 |
| Name | Verified Name |
|---|---|
| Address | 1251 SPRUCE ST, FORKED RIVER, NJ 08731-4546 |
| Document Number | 2021107675 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021107675 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 1251 Spruce St was $5,410, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,800 (-) Land $81,500 Building $116,300 | $197,800 (-) Land $81,500 Building $116,300 | |
| 2025 | $5,410.00 (+7.94%) | $197,800 Land $81,500 Building $116,300 | $197,800 Land $81,500 Building $116,300 |
| 2024 | $5,012.00 | ||
| 2023 | $197,800 Land $81,500 Building $116,300 | $197,800 Land $81,500 Building $116,300 | |
| 2022 | $4,476.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1251 Spruce St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1251 Spruce St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 73% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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