McLean County property record for 1262 Silver Oak Cir, Normal, IL 61761 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,083 sqft · built 2010 |
| Lot Size | 0.37 acres (16,153 sqft) |
| Owner | Individual Name on File |
| Last Sale | $467,000 (Dec 2022) |
| Tax Bill | $15,463 (2024) |
| Deeds & Mortgages | Feb 2011 Mortgage Apr 2013 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-19-103-001 |
| Primary APN | 15-19-103-001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,083 sqft Living Area |
| 1st Floor Area | 3,090 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,153 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1262 SILVER OAK CIR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER OAK ESTATES SUB LT 3 |
| Legal Range | 03E |
| Legal Township | 24N |
| Legal Section | 19 |
| Legal Subdivision | SILVER OAK ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5107 |
| Census Tract | 5102 |
Source: McLean County records · APN 15-19-103-001
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1262 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Feb 03, 2011 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES III LLC |
| Apr 05, 2013 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES III LLC |
| Dec 28, 2009 | Deed of Trust, Mortgage · Line of Credit CITIZENS EQUITY FIRST CREDIT UNION |
| Dec 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| May 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Apr 07, 2010 | Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2022 · Amount on Record |
| Deed Sale | Dec 06, 2022 · Amount on Record |
| Prior Sale | May 14, 2021 · Amount on Record |
| Deed Document Number | 202221227 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1262 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | ALLIANCE LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 201100002736 |
|---|---|
| Date | Feb 03, 2011 |
| Instrument | 2011-00002736 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1262 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | ALLIANCE LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 201300009103 |
|---|---|
| Date | Apr 05, 2013 |
| Instrument | 2013-00009103 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1262 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900039324 |
|---|---|
| Date | Dec 28, 2009 |
| Instrument | 2009-00039324 |
| Name | CITIZENS EQUITY FIRST CREDIT UNION |
|---|---|
| Address | PEORIA, IL 61615 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2010 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Dec 06, 2022 |
| Property Address | 1262 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 202200021227 |
| Map Reference | DOC 2006-00012043 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022-00021227 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | FTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $467.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1262 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 202200021228 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 2022-00021228 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | May 14, 2021 |
| Property Address | 1262 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 202100011291 |
| Map Reference | DOC 2006-12043 |
| Instrument Date | May 04, 2021 |
| Instrument | 2021-00011291 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $664.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1262 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Investor | Possibly a Property Investor |
| Document Number | 202100011292 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021-00011292 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 07, 2010 |
| Property Address | 1262 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 201000007099 |
| Map Reference | DOC2006-12043 |
| Instrument Date | Apr 01, 2010 |
| Instrument | 2010-00007099 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2201 EASTLAND DR STE 4, 4, BLOOMINGTON, IL 61704-7923 |
| Name | Verified Name |
|---|---|
| Address | 1262 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 201000007100 |
|---|---|
| Date | Apr 07, 2010 |
| Instrument | 2010-00007100 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2030 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,687 (+21.55%) Land $41,538 Building $173,149 | $644,061 (+21.55%) Land $124,614 Building $519,447 | |
| 2024 | $15,463.00 (+6.91%) | ||
| 2023 | $14,464.00 (+6.22%) | $176,625 (+10.99%) Land $34,174 Building $142,451 | $529,875 (+10.99%) Land $102,522 Building $427,353 |
| 2022 | $13,617.00 | $159,136 Land $30,790 Building $128,346 | $477,408 Land $92,370 Building $385,038 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130051025, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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