1260 Silver Oak Cir, Normal, IL 61761 Property Records

McLean County property record for 1260 Silver Oak Cir, Normal, IL 61761 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1,650 sqft · built 2014
Lot Size	0.31 acres (13,503 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Mar 2022)
Tax Bill	$13,963 (2024)
Deeds & Mortgages	Apr 2020 Line of Credit Jan 2021 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-103-002`

Property Details

APN / Parcel Number

Primary APN	`15-19-103-002`

Interior

Stories	2 Stories
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Lot Area	13,503 sqft (0.31 acres)

Location & Zoning

Street Address	1260 SILVER OAK CIR
City	NORMAL
State	IL
Zip	61761-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER OAK ESTATES SUB LT 2
Legal Range	03E
Legal Township	24N
Legal Section	19
Legal Subdivision	SILVER OAK ESTATES
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5107
Census Tract	5102

Owner

Source: McLean County records · APN 15-19-103-002

Assessment roll updated April 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	204 NORTHSHORE DR, MORTON, IL 61550-1136
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 18, 2016	Deed of Trust, Mortgage · Line of Credit GOODFIELD STATE BANK
Aug 01, 2025	Special Warranty Deed, Transfer
Mar 27, 2025	Special Warranty Deed, Transfer
Dec 17, 2024	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY, ATTORNEY
Mar 25, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 08, 2014	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GOODFIELD STATE BANK
Oct 11, 2013	Warranty Deed, Construction Loan
Jul 12, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Jan 08, 2014 · Amount on Record
Deed Document Number	20225418
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000006299
Date	Apr 13, 2020
Instrument	2020-00006299

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001460
Date	Jan 22, 2021
Instrument	2021-00001460

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600006093
Date	Apr 18, 2016
Instrument	2016-00006093

Lender

Name	GOODFIELD STATE BANK
Type	Bank
Address	METAMORA, IL 61548

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 01, 2025
Property Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	202500010606
Map Reference	DOC 2006-12043
Instrument Date	Jul 11, 2025
Instrument	2025-00010606
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 NORTHSHORE DR, MORTON, IL 61550-1136

March 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 27, 2025
Property Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	202500004035
Map Reference	DOC 2006-12043
Instrument Date	Mar 18, 2025
Instrument	2025-00004035
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 S FRANKLIN ST, TITUSVILLE, PA 16354-2146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034
Investor	Possibly a Property Investor

December 2024: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MCLEAN IL
Recording Date	Dec 17, 2024
Property Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	202400018215
Map Reference	DOC 2006-12043
Instrument Date	Sep 23, 2024
Instrument	2024-00018215
Transaction Type	Foreclosure
Record Updated	Apr 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3409 WHITES CABIN RD, MOUNT PLEASANT, SC 29466-7139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 REGENT BLVD # B200, B200, IRVING, TX 75063-2237
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 25, 2022
Property Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	202200005418
Map Reference	DOC 2006-12043
Instrument Date	Mar 10, 2022
Instrument	2022-00005418
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401

Mortgage

Document Number	202200005419
Date	Mar 25, 2022
Instrument	2022-00005419

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

January 2014: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 08, 2014
Property Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201400000336
Map Reference	DOC2006-12043
Instrument Date	Dec 13, 2013
Instrument	2014-00000336
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401

Mortgage

Document Number	201400000337
Date	Jan 08, 2014
Instrument	2014-00000337

Lender

Name	GOODFIELD STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Dec 01, 2018

October 2013: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 11, 2013
Property Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201300025949
Map Reference	DOC2006-12043
Instrument Date	Oct 08, 2013
Instrument	2013-00025949
Transaction Type	Construction Loan
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$219.75
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 12, 2013
Property Address	1260 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201300017914
Map Reference	DOC2006-00012043
Instrument Date	Jul 03, 2013
Instrument	2013-00017914
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2203 EASTLAND DR STE 8, 8, BLOOMINGTON, IL 61704-7924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NORTHCREST CT, BLOOMINGTON, IL 61701-3405
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,499 (+21.55%) Land $41,295 Building $153,204	$583,497 (+21.55%) Land $123,885 Building $459,612
2024	$13,963.00 (+6.95%)
2023	$13,056.00 (+6.27%)	$160,016 (+10.99%) Land $33,974 Building $126,042	$480,048 (+10.99%) Land $101,922 Building $378,126
2022	$12,286.00	$144,172 Land $30,610 Building $113,562	$432,516 Land $91,830 Building $340,686

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1260 Silver Oak Cir, Normal, IL 61761 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2016: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2025: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2025: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2024: Deed in Lieu of Foreclosure, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2014: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2013: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2013: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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