McLean County property record for 1253 Silver Oak Cir, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 1,815 sqft · built 2022 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Jan 2022) |
| Tax Bill | $19,943 (2024) |
| Deeds & Mortgages | Jun 2022 Construction Loan Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-19-104-007 |
| Primary APN | 15-19-104-007 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,815 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,503 sqft (0.31 acres) |
| Street Address | 1253 SILVER OAK CIR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER OAK ESTATES SUB 1ST ADD LOT 50 |
| Legal Subdivision | SILVER OAK ESTATES |
| Legal Lot Number | 50 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5107 |
| Census Tract | 5102 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1253 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Construction Mortgage MARINE BANK SPRINGFIELD |
| Jan 30, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD |
| Jan 31, 2022 | Warranty Deed, Transfer FTC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Deed Document Number | 20222103 |
| Last Transfer Date | Jan 25, 2023 |
| Transfer Doc | 0000001323 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1253 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1179 HERON DR, NORMAL, IL 61761-9485 |
| Document Number | 202200010255 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022-00010255 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62704 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jan 30, 2023 |
| Property Address | 1253 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 202300001323 |
| Map Reference | DOC 2021-00025804 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023-00001323 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ILLINOIS TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1253 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 202300001324 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2023-00001324 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jan 31, 2022 |
| Property Address | 1253 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 202200002103 |
| Map Reference | DOC 2021-00025804 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022-00002103 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | FTC |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1179 HERON DR, NORMAL, IL 61761-9485 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $274,997 (+21.55%) Land $40,472 Building $234,525 | $824,991 (+21.55%) Land $121,416 Building $703,575 | |
| 2024 | $19,943.00 (+6.62%) | ||
| 2023 | $18,704.00 | $226,243 Land $33,297 Building $192,946 | $678,730 Land $99,891 Building $578,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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