McLean County property record for 1250 Silver Oak Cir, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 2,214 sqft · built 2022 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | Company Name on Record |
| Last Sale | $765,000 (Jun 2026) |
| Tax Bill | $16,440 (2024) |
| Deeds & Mortgages | Jun 2026 Sale May 2022 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-19-103-007 |
| Primary APN | 15-19-103-007 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,214 sqft Living Area |
| 1st Floor Area | 2,214 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,503 sqft (0.31 acres) |
| Street Address | 1250 SILVER OAK CIR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER OAK ESTATES SUB 1ST ADD LOT 31 |
| Legal Subdivision | SILVER OAK ESTATES |
| Legal Lot Number | 31 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5107 |
| Census Tract | 5102 |
Source: McLean County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1250 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer FRONTIER TITLE COMPANY |
| May 27, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK OF BLOOMINGTON |
| Mar 19, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 4, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA |
| Feb 18, 2022 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF BLOOMINGTON |
| Apr 19, 2022 | Re-recorded Document |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Apr 4, 2023 · Amount on Record |
| Deed Document Number | 20268385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jun 18, 2026 |
| Property Address | 1250 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 0000008385 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20268385 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | FRONTIER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $115,897.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 1250 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1250 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202200009730 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022-00009730 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1250 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1250 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 202400003259 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024-00003259 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.35% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 4, 2023 |
| Property Address | 1250 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 202300004222 |
| Map Reference | DOC 2021-00025804 |
| Instrument Date | Apr 3, 2023 |
| Instrument | 2023-00004222 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $685.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1250 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 202300004223 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 2023-00004223 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Feb 18, 2022 |
| Property Address | 1250 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 202200003297 |
| Map Reference | DOC 2021-00025804 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-00003297 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3702 HELEN DR, BLOOMINGTON, IL 61704-4172 |
| Document Number | 202200003298 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022-00003298 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Sep 15, 2022 |
| Rate | 4% |
|---|
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 19, 2022 |
| Property Address | 1250 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 202200007264 |
| Map Reference | DOC 2021-00025804 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-00007264 |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3702 HELEN DR, BLOOMINGTON, IL 61704-4172 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $235,969 (+55.8%) Land $38,322 Building $197,647 | $707,907 (+55.8%) Land $114,966 Building $592,941 | |
| 2024 | $16,440.00 (+35.41%) | ||
| 2023 | $12,141.00 | $151,454 Land $31,528 Building $119,926 | $454,362 (-33.67%) Land $94,584 Building $359,778 |
| $685,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures