1261 Rachel Cir, Escondido, CA 92026 Property Records

San Diego County property record for 1261 Rachel Cir, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,475 sqft · built 1990
Lot Size	0.122 acres (5,323 sqft)
Owner	2 Trust Names on File
Last Sale	$240,000 (Mar 2001)
Tax Bill	$4,015 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`226-780-59-00`

Property Details

APN / Parcel Number

Primary APN	`226-780-59-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,475 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,323 sqft (0.122 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1261 RACHEL CIR
City	ESCONDIDO
State	CA
Zip	92026-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 59 TR 012250
Legal Subdivision	NUMBER 4633-2
Legal Tract	012250
Legal Block	3
Legal Lot Number	59
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20305

Owner

1261 Rachel Cir is owner-occupied and held in a trust since January 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1261 RACHEL CIR, ESCONDIDO, CA 92026-2158
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Intrafamily Transfer, Transfer · Line of Credit CALIFORNIA COAST CU
Feb 21, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2001 · Amount on File
Deed Sale	Mar 15, 2001 · Amount on File
Prior Sale	Dec 9, 1996 · Amount on File
Deed Document Number	2001151903
Last Transfer Date	Jan 20, 2012
Transfer Doc	0000060709
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2024
Property Address	1261 RACHEL CIR, ESCONDIDO, CA 92026-2158
Document Number	0000038559
Map Reference	MAP 12250
Instrument Date	Feb 10, 2024
Instrument	2024-0038559
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1261 RACHEL CIR, ESCONDIDO, CA 92026-2158

Mortgage

Document Number	0000038560
Date	Feb 15, 2024
Instrument	2024-0038560

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2024
Property Address	1261 RACHEL CIR, ESCONDIDO, CA 92026-2158
Document Number	0000042826
Map Reference	MAP 12250
Instrument Date	Feb 10, 2024
Instrument	2024-0042826
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1261 RACHEL CIR, ESCONDIDO, CA 92026-2158

Tax Assessment & Valuation

The 2025 property tax bill for 1261 Rachel Cir was $4,015 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$368,081 (+2%) Land $122,946 Building $245,135
2025	$4,015.00 Homeowner's exemption	$360,865 Land $120,536 Building $240,329
2023	$3,836.00 (+1.29%) Homeowner's exemption	$346,854 Land $115,856 Building $230,998
2022	$3,787.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1261 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1261 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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