1249 Rachel Cir, Escondido, CA 92026 Property Records

San Diego County property record for 1249 Rachel Cir, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,657 sqft · built 1990
Lot Size	0.125 acres (5,427 sqft)
Owner	Individual Name on File
Last Sale	$201,500 (Mar 1999)
Tax Bill	$3,509 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226-780-57-00`

Property Details

APN / Parcel Number

Primary APN	`226-780-57-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,657 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,427 sqft (0.125 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1249 RACHEL CIR
City	ESCONDIDO
State	CA
Zip	92026-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 57 TR 012250
Legal Subdivision	SAN DIEGO #4633-2
Legal Tract	012250
Legal Block	3
Legal Lot Number	57
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20305

Owner

1249 Rachel Cir is owned and occupied by an individual who acquired it in September 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1249 RACHEL CIR, ESCONDIDO, CA 92026-2156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit NEWREZ LLC
Dec 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 1999 · Amount on File
Deed Sale	Mar 29, 1999 · Amount on File
Prior Sale	Jul 27, 1989 · Amount on File
Deed Document Number	1999205504
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000477287
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1249 RACHEL CIR, ESCONDIDO, CA 92026-2156
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1249 RACHEL CIR, ESCONDIDO, CA 92026-2156

Mortgage

Document Number	0000272688
Date	Oct 1, 2025
Instrument	2025-0272688

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2022
Property Address	1249 RACHEL CIR, ESCONDIDO, CA 92026-2156
Document Number	0000477287
Map Reference	MAP 12250
Instrument Date	Sep 26, 2022
Instrument	2022-0477287
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1249 RACHEL CIR, ESCONDIDO, CA 92026-2156

Mortgage

Document Number	0000477288
Date	Dec 22, 2022
Instrument	2022-0477288

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1249 Rachel Cir was $3,509 with a homeowner's exemption, down 0.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$322,181 (+2%) Land $124,209 Building $197,972
2025	$3,509.00 (-0.14%) Homeowner's exemption	$315,865 Land $121,774 Building $194,091
2024	$3,514.00 (+2.45%)
2023	$3,430.00 (+1.24%)	$303,602 Land $117,047 Building $186,555
2022	$3,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1249 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1249 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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