1260 Rachel Cir, Escondido, CA 92026 Property Records

San Diego County property record for 1260 Rachel Cir, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1990
Lot Size	0.112 acres (4,859 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Nov 2002)
Tax Bill	$4,924 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226-780-64-00`

Property Details

APN / Parcel Number

Primary APN	`226-780-64-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,240 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,859 sqft (0.112 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1260 RACHEL CIR
City	ESCONDIDO
State	CA
Zip	92026-2157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 64 TR 012250
Legal Subdivision	ESCONDIDO 4633-2
Legal Tract	012250
Legal Block	3
Legal Lot Number	64
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20305

Owner

1260 Rachel Cir is owned and occupied by an individual who bought it in November 2002.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1260 RACHEL CIR, ESCONDIDO, CA 92026-2157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2002 · Amount on File
Deed Sale	Nov 26, 2002 · Amount on File
Prior Sale	Feb 24, 1995 · Amount on File
Deed Document Number	20021065172
Prior Transfer Date	Jan 15, 1994
Prior Transfer Doc	0000222276
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1260 RACHEL CIR, ESCONDIDO, CA 92026-2157
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 RACHEL CIR, ESCONDIDO, CA 92026-2157

Mortgage

Document Number	0000696135
Date	Oct 5, 2021
Instrument	2021-0696135

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1260 RACHEL CIR, ESCONDIDO, CA 92026-2157
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 RACHEL CIR, ESCONDIDO, CA 92026-2157

Mortgage

Document Number	0000181073
Date	Mar 9, 2021
Instrument	2021-0181073

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1260 Rachel Cir was $4,924 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$450,542 (+2%) Land $192,035 Building $258,507
2025	$4,924.00 Homeowner's exemption	$441,709 Land $188,270 Building $253,439
2023	$4,705.00 (+1.29%) Homeowner's exemption	$424,559 Land $180,960 Building $243,599
2022	$4,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1260 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1260 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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