1255 Rachel Cir, Escondido, CA 92026 Property Records

San Diego County property record for 1255 Rachel Cir, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,627 sqft · built 1990
Lot Size	0.124 acres (5,393 sqft)
Owner	2 Individual Names on File
Last Sale	$879,000 (Dec 2025)
Tax Bill	$7,563 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`226-780-58-00`

Property Details

APN / Parcel Number

Primary APN	`226-780-58-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,627 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Lot Area	5,393 sqft (0.124 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1255 RACHEL CIR
City	ESCONDIDO
State	CA
Zip	92026-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 58 TR 012250
Legal Subdivision	COUNTY/SAN DIEGO #4633-2
Legal Tract	012250
Legal Block	3
Legal Lot Number	58
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20305

Owner

1255 Rachel Cir is owned and occupied by two individuals who bought it in December 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1255 RACHEL CIR, ESCONDIDO, CA 92026-2158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 3, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 24, 2020	Correction Deed CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Sep 3, 2020 · Amount on File
Deed Document Number	2025358670
Prior Transfer Date	Feb 23, 1995
Prior Transfer Doc	0000087920
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2025
Property Address	1255 RACHEL CIR, ESCONDIDO, CA 92026-2158
Document Number	0000358670
Map Reference	MAP 12250
Instrument Date	Nov 26, 2025
Instrument	2025-0358670
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1255 RACHEL CIR, ESCONDIDO, CA 92026-2158

Mortgage

Document Number	0000358671
Date	Dec 19, 2025
Instrument	2025-0358671

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2020
Property Address	1255 RACHEL CIR, ESCONDIDO, CA 92026-2158
Document Number	0000512307
Instrument Date	Aug 25, 2020
Instrument	512307
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$688.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	524 HARRINGTON AVE LOS ALTOS CA 940244845, LOS ALTOS, CA 94024-4845

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2020
Property Address	1255 RACHEL CIR, ESCONDIDO, CA 92026-2158
Document Number	0000746961
Instrument Date	Aug 25, 2020
Instrument	746961
Record Updated	May 11, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$688.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	524 HARRINGTON AVE LOS ALTOS CA 940244845, LOS ALTOS, CA 94024-4845

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2019
Property Address	1255 RACHEL CIR, ESCONDIDO, CA 92026-2158
Document Number	0000327462
Instrument Date	Aug 6, 2019
Instrument	327462
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1255 RACHEL CIRLCE ESCONDIDO CA 92026, ESCONDIDO, CA 92026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1255 RACHEL CIR, ESCONDIDO, CA 92026-2158
Document Number	0000406468
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 RACHEL CIR ESCONDIDO CA 920262158, ESCONDIDO, CA 92026-2158

Mortgage

Document Number	0000406468
Date	Sep 5, 2017
Instrument	406468

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1255 Rachel Cir was $7,563.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$879,000 (+29.93%) Land $562,561 Building $316,439
2025	$7,563.00 Homeowner's exemption	$676,518 Land $432,972 Building $243,546
2023	$7,308.00 (+1.25%)	$650,250 Land $416,160 Building $234,090
2022	$7,218.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1255 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1255 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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