12606 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12606 White Bluff Rd, Hudson, FL 34669

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,920 sqft · built 2009
Lot Size	0.161 acres (7,004 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Dec 2020)
Tax Bill	$6,510 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-25-17-0070-00000-3190`

Property Details

APN / Parcel Number

Primary APN	`03-25-17-0070-00000-3190`
Alternative APNs	`1725030070000003190` `1210804`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	916 sqft
Upper Floors Area	900 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,004 sqft (0.161 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12606 WHITE BLUFF RD
City	HUDSON
State	FL
Zip	34669-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	VERANDAHS PB 56 PG 064 LOT 319
Legal Range	17E
Legal Township	25S
Legal Section	03
Legal Subdivision	VERANDAHS
Legal Tract	70
Legal Lot Number	319
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2002
Census Tract	31208

Owner

12606 White Bluff Rd is owned and occupied by an individual who bought it in December 2020.

Source: Pasco County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	12606 WHITE BLUFF RD, HUDSON, FL 34669-5018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Oct 13, 2015 · Amount on File
Deed Document Number	2020217529
Deed Book / Page	10241 / 3680
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 21, 2020
Property Address	12606 WHITE BLUFF RD, HUDSON, FL 34669-5018
Document Number	0102413680
Book / Page	10241 / 3680
Map Reference	MB 56 PG 64-115
Instrument Date	Dec 18, 2020
Instrument	2020217529
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	CAPITAL TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8236 AQUILA ST, 8236, PORT RICHEY, FL 34668-6143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12606 WHITE BLUFF RD, HUDSON, FL 34669-5018

Mortgage

Document Number	102413682
Date	Dec 21, 2020
Instrument	10241/3682

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12606 White Bluff Rd was $6,510 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,407 (-3.62%) Land $59,389 Building $215,018	$274,407 (-3.62%) Land $59,389 Building $215,018
2025	$6,510.00 Homeowner's exemption	$284,706 Land $59,389 Building $225,317	$284,706 Land $59,389 Building $225,317
2023	$6,031.00 (+17.56%)	$298,500 (+27.78%) Land $45,349 Building $253,151	$298,500 (+27.78%) Land $45,349 Building $253,151
2022	$5,130.00	$233,606 Land $37,874 Building $195,732	$233,606 Land $37,874 Building $195,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12606 White Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12606 White Bluff Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20