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12553 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12553 White Bluff Rd, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,200 sqft · built 2009
Lot Size0.167 acres (7,310 sqft)
OwnerIndividual Name on File
Last Sale$244,000 (Aug 2020)
Tax Bill$6,438 (2025)
Deeds & MortgagesJul 2018 Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-25-17-0070-00000-2080

Property Details

APN / Parcel Number

Primary APN03-25-17-0070-00000-2080
Alternative APN
  • 1209909

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,200 sqft Living Area
Gross Area3,037 sqft
1st Floor Area1,110 sqft
Upper Floors Area1,090 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,310 sqft (0.167 acres)
Garage Area400 sqft
DrivewayDriveway
Driveway Area440 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area437 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1209909
Street Address12553 WHITE BLUFF RD
CityHUDSON
StateFL
Zip34669-5017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionVERANDAHS PB 56 PG 064 LOT 208
Legal Range17E
Legal Township25S
Legal Section03
Legal SubdivisionVERANDAHS
Legal Tract70
Legal Lot Number208
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group2
Census Block2009
Census Tract31208

Owner

12553 White Bluff Rd is owned and occupied by an individual who bought it in August 2020.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12553 WHITE BLUFF RD, HUDSON, FL 34669-5017
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
GTE FCU
Aug 19, 2020Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Jan 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
GTE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2020 · Amount on File
Deed SaleAug 19, 2020 · Amount on File
Prior SaleOct 8, 2009 · Amount on File
Deed Document Number2020135473
Deed Book / Page10159 / 3611
Record UpdatedJun 8, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12553 WHITE BLUFF RD, HUDSON, FL 34669-5017
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097622649
DateJul 26, 2018
Book Page9762/2649
Instrument2018125827
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term85 Months
DueAug 1, 2025

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 19, 2020
Property Address12553 WHITE BLUFF RD, HUDSON, FL 34669-5017
Document Number0101593611
Book / Page10159 / 3611
Map ReferenceMB 56 PG 64
Instrument DateJul 29, 2020
Instrument2020135473
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyFRONTIER TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,708.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12553 WHITE BLUFF RD, 12553, HUDSON, FL 34669-5017

Transferred To (Grantee/Buyer)

NameVerified Name
Address12553 WHITE BLUFF RD, HUDSON, FL 34669-5017

Mortgage

Document Number101593613
DateAug 19, 2020
Instrument10159/3613
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12553 WHITE BLUFF RD, HUDSON, FL 34669-5017
Document Number0094882289
Book / Page009488 / 002289
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedFeb 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12553 WHITE BLUFF RD HUDSON FL 346695017, HUDSON, FL 34669-5017

Mortgage

Document Number0094882289
DateJan 26, 2017
Book Page009488/002289
Instrument11155
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 25, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 12553 White Bluff Rd was $6,438 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,438.00 Homeowner's exemption$309,490 Land $56,109 Building $253,381$342,738 Land $56,109 Building $286,629
2023$6,064.00 (+8.02%) Additional exemption filed$292,010 (+3%) Land $40,899 Building $251,111$362,780 (+27.96%) Land $40,899 Building $321,881
2022$5,614.00 Homeowner's exemption$283,514 Land $34,204 Building $249,310$283,514 Land $34,204 Building $249,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12553 White Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12553 White Bluff Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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