Pasco County property record for 12609 White Bluff Rd, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,200 sqft · built 2009 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Mar 2019) |
| Tax Bill | $4,764 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-25-17-0070-00000-2110 |
| Primary APN | 03-25-17-0070-00000-2110 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 2,600 sqft |
| 1st Floor Area | 1,110 sqft |
| Upper Floors Area | 1,090 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12609 WHITE BLUFF RD |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34669-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | VERANDAHS PB 56 PG 064 LOT 211 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | VERANDAHS |
| Legal Tract | 70 |
| Legal Lot Number | 211 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 31208 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12609 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOWER |
| Mar 25, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 28, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Sep 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on Record |
| Deed Sale | Mar 25, 2019 · Amount on Record |
| Prior Sale | Jan 28, 2019 · Amount on Record |
| Deed Document Number | 201949048 |
| Deed Book / Page | 9878 / 152 |
| Prior Transfer Date | Mar 21, 2019 |
| Prior Transfer Doc | 0098780152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12609 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Document Number | 0101132862 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12609 WHITE BLUFF RD HUDSON FL 346695018, HUDSON, FL 34669-5018 |
| Document Number | 0101132862 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 010113/002862 |
| Instrument | 89205 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 4, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 25, 2019 |
| Property Address | 12609 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Document Number | 0098780152 |
| Book / Page | 009878 / 000152 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 49048 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 12609 WHITE BLUFF RD HUDSON FL 346695018, HUDSON, FL 34669-5018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 12609 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Document Number | 0098500228 |
| Book / Page | 009850 / 000228 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 14111 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2019 |
| Title Company | TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12609 WHITE BLUFF RD HUDSON FL 346695018, HUDSON, FL 34669-5018 |
| Document Number | 98500230 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 009850/000230 |
| Instrument | 14112 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 26, 2017 |
| Property Address | 12609 WHITE BLUFF RD, HUDSON, FL 34669-5018 |
| Document Number | 0096083716 |
| Book / Page | 009608 / 003716 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 150920 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,358.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12609 WHITE BLUFF RD HUDSON FL 346695018, HUDSON, FL 34669-5018 |
| Document Number | 96083718 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 009608/003718 |
| Instrument | 150921 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,030 (+2.9%) | $315,032 (-0.31%) Land $55,250 Building $259,782 | |
| 2025 | $4,764.00 (+1.66%) Homeowner's exemption | $209,950 (+5.98%) Land $55,250 Building $154,700 | $316,006 (-5.08%) Land $55,250 Building $260,756 |
| 2024 | $4,686.00 (+4.62%) | ||
| 2023 | $4,479.00 Additional exemption filed | $198,100 Land $40,040 Building $158,060 | $332,908 Land $40,040 Building $292,868 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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