Middlesex County and Acton Town property record for 126 Willow St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,522 sqft · built 1750 |
| Lot Size | 0.46 acres (20,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $799,000 (Aug 2023) |
| Tax Bill | $12,427 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00G1 B:0181 L:0000 |
| Primary APN | ACTO M:00G1 B:0181 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,522 sqft Living Area |
| Gross Area | 4,588 sqft |
| Year Built | Built 1750 |
|---|---|
| Effective Year Built | Effective 1750 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,050 sqft (0.46 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 126 WILLOW ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SWEENEY FARM LANE ACTON |
| Legal Block | 181 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records · APN ACTO M:00G1 B:0181 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 WILLOW ST, ACTON, MA 01720-2728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Line of Credit |
| Aug 21, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MUTUAL OF OMAHA MORTGAGE |
| Sep 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Apr 12, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on Record |
| Deed Sale | Aug 21, 2023 · Amount on Record |
| Prior Sale | Apr 12, 2018 · Amount on Record |
| Deed Document Number | 202394000 |
| Deed Book / Page | 81911 / 356 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jun 04, 2026 |
| Property Address | 126 WILLOW ST, ACTON, MA 01720-2728 |
| Document Number | 085691-411 |
| Book / Page | 85691 / 411 |
| Instrument Date | May 30, 2026 |
| Instrument | 202665835 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 126 WILLOW ST, ACTON, MA 01720-2728 |
| Document Number | 0000065835, |
|---|---|
| Date | Jun 04, 2026 |
| Book Page | 85691/411 |
| Instrument | 202665835 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 01, 2066 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 21, 2023 |
| Property Address | 126 WILLOW ST, ACTON, MA 01720-2728 |
| Document Number | 081911-356 |
| Book / Page | 81911 / 356 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 94000 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 126 WILLOW ST, ACTON, MA 01720-2728 |
| Document Number | 0000094001 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 94001 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 126 WILLOW ST, ACTON, MA 01720-2728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75748-422 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 75748/422 |
| Instrument | 173772 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Apr 12, 2018 |
| Property Address | 126 WILLOW ST, ACTON, MA 01720-2728 |
| Document Number | 70861-458 |
| Book / Page | 070861 / 000458 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 49836 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,736.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 WILLOW ST ACTON MA 017202728, ACTON, MA 01720-2728 |
| Document Number | 70861-461 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 070861/000461 |
| Instrument | 49837 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2048 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,427.00 (-7.7%) | $724,600 (-10.29%) Land $272,700 Building $451,900 | $890,530 (+19.02%) |
| 2024 | $13,464.00 (+16.9%) | $807,700 (+23.14%) Land $272,700 Building $535,000 | $748,220 |
| 2023 | $11,518.00 | $655,900 Land $247,800 Building $408,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1978–2010) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 82 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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