121 Willow St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 121 Willow St, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,044 sqft · built 1960
Lot Size	0.501 acres (21,833 sqft)
Owner	Individual Name on File
Last Sale	$310,825 (Jul 2017)
Tax Bill	$8,740 (2025)
Deeds & Mortgages	Sep 2020 Refinance Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00G1 B:0139 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00G1 B:0139 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	2,150 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,833 sqft (0.501 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	121 WILLOW ST
City	ACTON
State	MA
Zip	01720-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	139
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	2
Census Block	2014
Census Tract	363201

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00G1 B:0139 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 WILLOW ST, ACTON, MA 01720-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Jul 31, 2017	Quit Claim Deed, Transfer BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Deed Book / Page	69694 / 536
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	121 WILLOW ST, ACTON, MA 01720-2731
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75614-499
Date	Sep 15, 2020
Book Page	75614/499
Instrument	161608

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	121 WILLOW ST, ACTON, MA 01720-2731
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73494-482
Date	Oct 21, 2019
Book Page	73494/482
Instrument	162188

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jul 31, 2017
Property Address	121 WILLOW ST, ACTON, MA 01720-2731
Document Number	69694-536
Book / Page	69694 / 536
Instrument	120795
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$61.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WILLOW ST, ACTON, MA 01720-2731

Mortgage

Document Number	696940539
Date	Jul 31, 2017
Instrument	69694/0539

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,740.00 (+5.05%)	$509,600 (+2.1%) Land $274,000 Building $235,600	$480,890 (+2.95%)
2024	$8,320.00 (+4.76%)	$499,100 (+10.35%) Land $274,000 Building $225,100	$467,115
2023	$7,942.00	$452,300 Land $249,100 Building $203,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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