Middlesex County and Acton Town property record for 125 Willow St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,288 sqft · built 1955 |
| Lot Size | 0.481 acres (20,965 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (Aug 2019) |
| Tax Bill | $11,024 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00G1 B:0159 L:0000 |
| Primary APN | ACTO M:00G1 B:0159 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 2,616 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,965 sqft (0.481 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 125 WILLOW ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | COLONIAL ACRES |
| Legal Block | 159 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 125 WILLOW ST, ACTON, MA 01720-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION |
| Aug 1, 2019 | Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK |
| Feb 13, 2017 | Quit Claim Deed, Transfer DIGITAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on Record |
| Deed Sale | Aug 1, 2019 · Amount on Record |
| Prior Sale | Feb 13, 2017 |
| Deed Document Number | 2019112683 |
| Deed Book / Page | 73038 / 566 |
| Transfer Doc | 0000001405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Apr 1, 2026 |
| Property Address | 125 WILLOW ST, ACTON, MA 01720-2729 |
| Document Number | 085416-567 |
| Book / Page | 85416 / 567 |
| Instrument Date | Mar 21, 2026 |
| Instrument | 202635779 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 125 WILLOW ST, ACTON, MA 01720-2729 |
| Document Number | 0000035779, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 85416/567 |
| Instrument | 202635779 |
| Name | BAXTER CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 1, 2019 |
| Property Address | 125 WILLOW ST, ACTON, MA 01720-2729 |
| Document Number | 73038-566 |
| Book / Page | 073038 / 000566 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 112683 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,462.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 WILLOW ST ACTON MA 017202729, ACTON, MA 01720-2729 |
| Document Number | 73038-570 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 073038/000570 |
| Instrument | 112684 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Feb 13, 2017 |
| Property Address | 125 WILLOW ST, ACTON, MA 01720-2729 |
| Document Number | 68885-142 |
| Book / Page | 68885 / 142 |
| Instrument | 23154 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $65.67 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 68885-145 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 68885/145 |
| Instrument | 23155 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2032 |
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,024.00 (+5.57%) | $642,800 (+2.62%) Land $273,400 Building $369,400 | $700,245 (+11.92%) |
| 2024 | $10,442.00 (+4.57%) | $626,400 (+10.15%) Land $273,400 Building $353,000 | $625,670 |
| 2023 | $9,986.00 | $568,700 Land $248,400 Building $320,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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