Middlesex County and Acton Town property record for 130 Willow St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,324 sqft · built 1959 |
| Lot Size | 0.517 acres (22,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $781,000 (Jun 2026) |
| Tax Bill | $10,650 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00G1 B:0212 L:0000 |
| Primary APN | ACTO M:00G1 B:0212 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 2,576 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,500 sqft (0.517 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 130 WILLOW ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 212 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records · APN ACTO M:00G1 B:0212 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 WILLOW ST, ACTON, MA 01720-2728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 03, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage KEY BANK |
| Aug 05, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Nov 13, 2018 | Deed of Trust, Mortgage MIDDLESEX SAVINGS BANK |
| Jul 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2026 · Amount on Record |
| Deed Sale | Jun 03, 2026 · Amount on Record |
| Prior Sale | Aug 05, 2021 · Amount on Record |
| Deed Document Number | 202665545 |
| Deed Book / Page | 85689 / 150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jun 03, 2026 |
| Property Address | 130 WILLOW ST, ACTON, MA 01720-2728 |
| Document Number | 085689-150 |
| Book / Page | 85689 / 150 |
| Instrument Date | May 27, 2026 |
| Instrument | 202665545 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 130 WILLOW ST, ACTON, MA 01720-2728 |
| Date | Jun 03, 2026 |
|---|
| Name | KEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 05, 2021 |
| Property Address | 130 WILLOW ST, ACTON, MA 01720-2728 |
| Document Number | 78412-166 |
| Book / Page | 78412 / 166 |
| Instrument Date | Aug 05, 2021 |
| Instrument | 176093 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 130 WILLOW ST, ACTON, MA 01720-2728 |
| Document Number | 176094 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 176094 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 130 WILLOW ST, ACTON, MA 01720-2728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71871-495 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 71871/495 |
| Instrument | 173534 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 130 WILLOW ST, ACTON, MA 01720-2728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75160-204 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 75160/204 |
| Instrument | 117697 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,650.00 (+4.87%) | $621,000 (+1.94%) Land $274,700 Building $346,300 | $803,035 (+8.23%) |
| 2024 | $10,155.00 (+4.72%) | $609,200 (+10.32%) Land $274,700 Building $334,500 | $741,950 |
| 2023 | $9,697.00 | $552,200 Land $249,800 Building $302,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force 9 of 10 on primary residences |
| Nearby Flood Claims | 7 (1978–2010) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2010, rainfall accumulation, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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