126 Smith Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 126 Smith Ave, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,118 sqft · built 1930
Lot Size0.145 acres (6,302 sqft)
Owner2 Individual Names on File
Last Sale$735,000 (Sep 2021)
Tax Bill$10,591 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-000-08835400

Property Details

APN / Parcel Number

Primary APN06-000-08835400
Alternative APNs
  • 6-000-08835400
  • 00008835400

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,118 sqft Living Area
1st Floor Area1,234 sqft
Basement Area442 sqft
Finished Basement442 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,302 sqft (0.145 acres)
Garage Area336 sqft
Parking Spaces1 Parking Space
Deck Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00008835400
Street Address126 SMITH AVE
CityANNAPOLIS
StateMD
Zip21401-3528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT OR 6302 SQ FT ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block3
Legal Lot NumberOR
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3016
Census Tract706500

Owner

126 Smith Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address126 SMITH AVE, ANNAPOLIS, MD 21401-3528
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed, Transfer · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC
Oct 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
ANNE ARUNDEL ECONOMIC DEV CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleOct 9, 2015 · Amount on File
Deed Book / Page37597 / 302
Prior Transfer DateApr 26, 2013
Prior Transfer Doc0261630169
Record UpdatedOct 29, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 24, 2021
Property Address126 SMITH AVE, ANNAPOLIS, MD 21401-3528
Document Number0375970302
Book / Page37597 / 302
Instrument DateSep 15, 2021
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyCROWN TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address126 SMITH AVE, ANNAPOLIS, MD 21401-3528

Mortgage

Document Number37597309
DateSep 24, 2021
Instrument37597/309
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term25 Months
DueOct 1, 2023

Mortgage

Document Number0375970330
DateSep 24, 2021
Book Page37597/330
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address126 SMITH AVE, ANNAPOLIS, MD 21401-3528
Document Number0337520100
Instrument DateOct 16, 2019
Transaction TypeMortgage
Record UpdatedNov 14, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 SMITH AVE ANNAPOLIS MD 214013528, ANNAPOLIS, MD 21401-3528

Mortgage

Document Number0337520100
DateOct 24, 2019
Book Page033752/000100
Lender
NameANNE ARUNDEL ECONOMIC DEV CORP
Address2660 RIVA RD # 200, ANNAPOLIS, MD 21401-7179
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate1%

Tax Assessment & Valuation

The 2025 property tax bill for 126 Smith Ave was $10,591 with a homeowner's exemption, up 3.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$786,700 (+4.3%) Land $565,700 Building $221,000$786,700 (-) Land $565,700 Building $221,000
2025$10,591.00 (+3.21%) Homeowner's exemption$754,233$786,700 Land $565,700 Building $221,000
2024$10,262.00 (+3.68%)
2023$9,898.00$689,300 Land $565,700 Building $123,600$689,300 Land $565,700 Building $123,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Smith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Smith Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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