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121 Smith Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 121 Smith Ave, Annapolis, MD 21401 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 966 sqft · built 1930
Lot Size0.122 acres (5,313 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Sep 2022)
Tax Bill$9,116 (2024)
Deeds & MortgagesDec 2023 Line of Credit
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-000-00470125

Property Details

APN / Parcel Number

Primary APN06-000-00470125
Alternative APNs
  • 6-000-00470125
  • 00000470125

Interior

Full Baths1 Bath
Stories1 Story
Building Area966 sqft Living Area
Gross Area1,074 sqft
1st Floor Area644 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,313 sqft (0.122 acres)
Garage TypeDetached
Garage Area170 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area174 sqft
Deck Area88 sqft
Shed1 Shed
Shed Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000470125
Street Address121 SMITH AVE
CityANNAPOLIS
StateMD
Zip21401-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 11 ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block3
Legal Lot Number11
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3033
Census Tract706500

Owner

Source: Anne Arundel County records · APN 06-000-00470125

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address121 SMITH AVE, ANNAPOLIS, MD 21401-3527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Sep 13, 2022Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2022 · Amount on Record
Deed SaleSep 13, 2022 · Amount on Record
Prior SaleMay 01, 1978 · Amount on Record
Deed Book / Page39112 / 158
Prior Transfer DateSep 07, 2018
Prior Transfer Doc0324830030
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address121 SMITH AVE, ANNAPOLIS, MD 21401-3527
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0401250465
DateDec 18, 2023
Book Page40125/465
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 13, 2022
Property Address121 SMITH AVE, ANNAPOLIS, MD 21401-3527
Document Number0391120158
Book / Page39112 / 158
Map ReferenceLB WNW 57 FO 123
Instrument DateSep 06, 2022
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address121 SMITH AVE, ANNAPOLIS, MD 21401-3527

Mortgage

Document Number0039112163
DateSep 13, 2022
Instrument39112/163
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateSep 14, 2018
Property Address121 SMITH AVE, ANNAPOLIS, MD 21401-3527
Document Number0324830030
Book / Page032483 / 000030
Instrument DateSep 07, 2018
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 SMITH AVE ANNAPOLIS MD 214013527, ANNAPOLIS, MD 21401-3527

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$657,400 (+6.44%)$677,300 (+9.67%) Land $559,100 Building $118,200
2024$9,116.00 (+2.8%)
2023$8,868.00$617,600 Land $559,100 Building $58,500$617,600 Land $559,100 Building $58,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037065003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 336 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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