123 Smith Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 123 Smith Ave, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,610 sqft · built 1938
Lot Size0.108 acres (4,720 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Jan 2002)
Tax Bill$7,752 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-000-00470100

Property Details

APN / Parcel Number

Primary APN06-000-00470100
Alternative APNs
  • 6-000-00470100
  • 00000470100

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,610 sqft Living Area
1st Floor Area805 sqft
AtticAttic
Attic Area276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,720 sqft (0.108 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000470100
Street Address123 SMITH AVE
CityANNAPOLIS
StateMD
Zip21401-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 10 ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal Block3
Legal Lot Number10
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3033
Census Tract706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address123 SMITH AVE, ANNAPOLIS, MD 21401-3527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2002 · Amount on Record
Deed SaleJan 15, 2002 · Amount on Record
Deed Document Number2002593
Deed Book / Page11119 / 530
Last Transfer DateApr 4, 2006
Transfer Doc0176950008
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address123 SMITH AVE, ANNAPOLIS, MD 21401-3527
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0331020496
DateMay 6, 2019
Book Page33102/496
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$763,900 (+4.97%) Land $555,100 Building $208,800$763,900 (-) Land $555,100 Building $208,800
2025$7,752.00 (+4.4%) Homeowner's exemption$727,733 (+11.04%)$763,900 (+16.55%) Land $555,100 Building $208,800
2024$7,425.00 (+4.81%)
2023$7,084.00 Homeowner's exemption$655,400 Land $555,100 Building $100,300$655,400 Land $555,100 Building $100,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Smith Ave

Nearby Streets

Search Property Records by Address or Parcel Number