Anne Arundel County property record for 127 Smith Ave, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,701 sqft · built 1930 |
| Lot Size | 0.12 acres (5,220 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $770,000 (Feb 2022) |
| Tax Bill | $10,578 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-07451090 |
| Primary APN | 06-000-07451090 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,701 sqft Living Area |
| 1st Floor Area | 775 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 5,220 sqft (0.12 acres) |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00007451090 |
|---|---|
| Street Address | 127 SMITH AVE |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-3527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 PT LT 7 ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 706500 |
Source: Anne Arundel County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 127 SMITH AVE, ANNAPOLIS, MD 21401-3527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on Record |
| Deed Sale | Feb 3, 2022 · Amount on Record |
| Prior Sale | Jan 2, 2014 · Amount on Record |
| Deed Book / Page | 38318 / 420 |
| Prior Transfer Date | Nov 24, 2009 |
| Prior Transfer Doc | 0217790027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 3, 2022 |
| Property Address | 127 SMITH AVE, ANNAPOLIS, MD 21401-3527 |
| Document Number | 0383180420 |
| Book / Page | 38318 / 420 |
| Instrument Date | Jan 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | R & P SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 127 SMITH AVE, ANNAPOLIS, MD 21401-3527 |
| Document Number | 0038318427 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 38318/427 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Number | 0383180444 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 38318/444 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 25, 2052 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $809,500 (+5.92%) Land $558,400 Building $251,100 | $809,500 (-) Land $558,400 Building $251,100 | |
| 2025 | $10,578.00 (+4.31%) Homeowner's exemption | $764,267 (+13.43%) | $809,500 (+20.14%) Land $558,400 Building $251,100 |
| 2024 | $10,141.00 (+4.86%) | ||
| 2023 | $9,671.00 | $673,800 Land $558,400 Building $115,400 | $673,800 Land $558,400 Building $115,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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