122 Prospect St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 122 Prospect St, Gloucester, MA 01930 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	720 sqft Living Area
Lot Size	3,250 sqft (0.075 acres)
Occupancy	Owner Occupied
Last Sale	$310,000 (2022)
Tax Bill	$3,239.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0029 B:0025 L:0000`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	720 sqft Living Area
Gross Area	1,800 sqft Gross Area
1st Floor	600 sqft 1st Floor
Attic Area	600 sqft Attic
Attic	1 Attic
Basement Area	600 sqft Basement
Unfinished Basement	600 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	3,250 sqft (0.075 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	122 PROSPECT ST
City	GLOUCESTER
State	MA
Zip	01930-3713
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	25
Jurisdiction	GLOUCESTER MA
Minor Civil Division	GLOUCESTER
Census Blockgroup	2
Census Block	2013
Census Tract	221400

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0029 B:0025 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	122 PROSPECT ST, GLOUCESTER, MA 01930-3713
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Dec 15, 1999 · Amount on Record
Deed Doc Number	20221940
Deed Book / Page	41361 / 532
Record Refreshed	Sep 20, 2026

December 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GLOUCESTER MA
Recording Date	Dec 20, 2022
Property Address	122 PROSPECT ST, GLOUCESTER, MA 01930-3713
Document Number	041361-532
Book / Page	41361 / 532
Instrument Date	Dec 20, 2022
Instrument	20221220001940
Transaction Type	Transfer
Record Updated	Jan 06, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	122 PROSPECT ST, GLOUCESTER, MA 01930-3713

Mortgage

Document Number	221220001950
Date	Dec 20, 2022
Instrument	221220001950

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,239.00 (+1.7%)	$333,200 (+1.8%) Land $125,100 Building $208,100
2024	$3,185.00 (-2.15%)	$327,300 (+6.47%) Land $119,200 Building $208,100	$377,530
2023	$3,255.00	$307,400 Land $106,400 Building $201,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.