Middlesex County and Reading Town property record for 126 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,439 sqft · built 1937 |
| Lot Size | 0.188 acres (8,207 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,238 (2026) |
| Deeds & Mortgages | Aug 2026 Second Mortgage Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85000000025C |
| Primary APN | 85000000025C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,439 sqft Living Area |
| Gross Area | 2,900 sqft |
| Basement Area | 909 sqft |
| Unfinished Basement | 909 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,207 sqft (0.188 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 85000000025C |
|---|---|
| Street Address | 126 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 126 LOWELL ST, READING, MA 01867-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Sep 28, 2021 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2013 |
| Deed Sale | Apr 17, 2013 |
| Prior Sale | Mar 30, 2001 · Amount on Record |
| Deed Document Number | 20138 |
| Deed Book / Page | 61623 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 20, 2026 |
| Property Address | 126 LOWELL ST, READING, MA 01867-2116 |
| Document Number | 0000105645 |
| Book / Page | 86040 / 97 |
| Instrument Date | Aug 15, 2026 |
| Instrument | 2026105645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 126 LOWELL ST, READING, MA 01867-2116 |
| Document Number | 0000105645, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 86040/97 |
| Instrument | 2026105645 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 126 LOWELL ST, READING, MA 01867-2116 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 076900-485 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 76900/485 |
| Instrument | 27760 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 126 LOWELL ST, READING, MA 01867-2116 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 078795-324 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 78795/324 |
| Instrument | 214408 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,238.00 (-2.27%) | $660,400 (+1.57%) Land $416,800 Building $243,600 | $713,730 (+11.39%) |
| 2025 | $7,406.00 (+1.17%) | $650,200 (+4.1%) Land $410,400 Building $239,800 | $640,775 (-0.1%) |
| 2024 | $7,320.00 (+3.26%) | $624,600 (+10.92%) Land $394,200 Building $230,400 | $641,440 |
| 2023 | $7,089.00 | $563,100 Land $355,400 Building $207,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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