Middlesex County and Reading Town property record for 144 Lowell St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,768 sqft · built 1920 |
| Lot Size | 0.216 acres (9,426 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Jun 2022) |
| Tax Bill | $7,947 (2025) |
| Deeds & Mortgages | Jun 2020 Refinance Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85000000025G |
| Primary APN | 85000000025G |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 3,218 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 1,209 sqft |
| Unfinished Basement | 1,209 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,426 sqft (0.216 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 85000000025G |
|---|---|
| Street Address | 144 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 144 LOWELL ST, READING, MA 01867-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WAKEFIELD COOPERATIVE BANK |
| Jun 21, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Prior Sale | Mar 5, 1990 · Amount on Record |
| Deed Document Number | 202293163 |
| Deed Book / Page | 80307 / 468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 144 LOWELL ST, READING, MA 01867-2118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074910-170 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 74910/170 |
| Instrument | 94775 |
| Name | WAKEFIELD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 21, 2022 |
| Property Address | 144 LOWELL ST, READING, MA 01867-2118 |
| Document Number | 080307-468 |
| Book / Page | 80307 / 468 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 93163 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 144 LOWELL ST, READING, MA 01867-2118 |
| Document Number | 0000093164 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 93164 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,947.00 (+1.17%) | $697,700 (+4.1%) Land $414,400 Building $283,300 | $817,380 (+7%) |
| 2024 | $7,855.00 (+11.26%) | $670,200 (+19.51%) Land $398,000 Building $272,200 | $763,895 |
| 2023 | $7,060.00 | $560,800 Land $358,900 Building $201,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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