Middlesex County and Reading Town property record for 122 Lowell St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,566 sqft Living Area |
| Lot Size | 15,947 sqft (0.366 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,288,000 (2025) |
| Tax Bill | $11,568.00 (2025) |
| Primary APN | 85000000025O |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,566 sqft Living Area |
| Gross Area | 3,666 sqft Gross Area |
| Basement Area | 692 sqft Basement |
| Unfinished Basement | 346 sqft Unfinished |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,947 sqft (0.366 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 85000000025O |
|---|---|
| Street Address | 122 LOWELL ST |
| City | READING |
| State | MA |
| Zip | 01867-2116 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN 85000000025O
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 LOWELL ST, READING, MA 01867-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance DIGITAL FCU |
| May 02, 2025 | Quit Claim Arm's Length for NE States, Transfer |
| Jun 01, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK |
| Sep 07, 2018 | Deed of Trust, Mortgage DIGITAL FCU |
| Mar 09, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Aug 31, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Jun 26, 2017 | Quit Claim Arm's Length for NE States, Transfer GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2025 · Amount on Record |
| Deed Sale | May 02, 2025 · Amount on Record |
| Prior Sale | Jun 01, 2022 · Amount on Record |
| Deed Book / Page | 84047 / 6 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 122 LOWELL ST, READING, MA 01867-2116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 079811-240 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 79811/240 |
| Instrument | 37727 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 01, 2062 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 02, 2025 |
| Property Address | 122 LOWELL ST, READING, MA 01867-2116 |
| Document Number | 00084047-6 |
| Book / Page | 84047 / 6 |
| Instrument Date | Apr 07, 2025 |
| Instrument | 47529 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 122 LOWELL ST, READING, MA 01867-2116 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 01, 2022 |
| Property Address | 122 LOWELL ST, READING, MA 01867-2116 |
| Document Number | 0080208-44 |
| Book / Page | 80208 / 44 |
| Instrument Date | May 31, 2022 |
| Instrument | 81766 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 122 LOWELL ST, READING, MA 01867-2116 |
| Investor | Possibly a Property Investor |
| Document Number | 0000081767 |
|---|---|
| Date | Jun 01, 2022 |
| Instrument | 81767 |
| Name | EAST CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 122 LOWELL ST, READING, MA 01867-2116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71586-112 |
|---|---|
| Date | Sep 07, 2018 |
| Book Page | 71586/112 |
| Instrument | 138094 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 122 LOWELL ST, READING, MA 01867-2116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74254-232 |
|---|---|
| Date | Mar 09, 2020 |
| Book Page | 74254/232 |
| Instrument | 35053 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 122 LOWELL ST, READING, MA 01867-2116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75498-148 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 75498/148 |
| Instrument | 150542 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 26, 2017 |
| Property Address | 122 LOWELL ST, READING, MA 01867-2116 |
| Document Number | 69493-290 |
| Book / Page | 69493 / 290 |
| Instrument | 96884 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.28 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 LOWELL ST, READING, MA 01867-2116 |
| Document Number | 694930293 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 69493/0293 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2047 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,568.00 (+1.17%) | $1,015,600 (+4.1%) Land $435,600 Building $580,000 | $1,215,905 (+12.27%) |
| 2024 | $11,434.00 (+3.24%) | $975,600 (+10.9%) Land $418,400 Building $557,200 | $1,083,000 |
| 2023 | $11,075.00 | $879,700 Land $377,300 Building $502,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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