126 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 126 Hill Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,391 sqft · built 1884
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$203,000 (Feb 2019)
Tax Bill$6,050 (2025)
Deeds & MortgagesApr 2020 Mortgage
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-13-253-017

Property Details

APN / Parcel Number

Primary APN06-13-253-017

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,391 sqft Living Area
Gross Area2,389 sqft
Basement Area998 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address126 HILL AVE
CityELGIN
StateIL
Zip60120-4413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ R LANES ADDN SOUTH 1/2 OF LOT 8 & NORTH 1/4 OF LOT 9 BLOCK 1
Legal SubdivisionJ R LANES ADDN
Legal Block1
Legal Lot Number8,9
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3001
Census Tract851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address126 HILL AVE, ELGIN, IL 60120-4413
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Deed of Trust, Mortgage · FHA Mortgage
THE FEDERAL SAVINGS BANK
Feb 25, 2019Warranty Deed, Transfer · FHA Mortgage
THE FEDERAL SAVINGS BANK
May 3, 2017Quit Claim Deed, Transfer
ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2019 · Amount on Record
Deed SaleFeb 25, 2019 · Amount on Record
Prior SaleMay 3, 2017 · Amount on Record
Deed Document Number20197333
Prior Transfer DateNov 29, 2001
Prior Transfer Doc0000132372
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address126 HILL AVE, ELGIN, IL 60120-4413
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021131
DateApr 28, 2020
Instrument2020K021131
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 25, 2019
Property Address126 HILL AVE, ELGIN, IL 60120-4413
Document Number0000007333
Instrument DateFeb 15, 2019
Instrument2019K007333
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$203.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address126 HILL AVE, ELGIN, IL 60120-4413

Mortgage

Document Number0000007334
DateFeb 25, 2019
Instrument2019K007334
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049
Interest
Rate TypeFixed Rate
Rate5.12%

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 3, 2017
Property Address126 HILL AVE, ELGIN, IL 60120-4413
Document Number0000022188
Instrument DateMar 13, 2017
Instrument22188
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount Recorded
Tax$93.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address217 MICHIGAN ST ELGIN IL 601206575, ELGIN, IL 60120-6575

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,050.00 (+15.81%) Homeowner's exemption$87,310 (+8.57%) Land $13,325 Building $73,985$262,035 (+8.57%) Land $39,991 Building $222,044
2024$80,418 (+21.39%) Land $12,273 Building $68,145$241,351 (+21.44%) Land $36,834 Building $204,517
2022$5,224.00 (+4.69%) Homeowner's exemption$66,246 (+6.96%) Land $10,110 Building $56,136$198,738 (+6.96%) Land $30,330 Building $168,408
2021$4,990.00 Homeowner's exemption$61,935 Land $9,452 Building $52,483$185,805 Land $28,356 Building $157,449

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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