127 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 127 Hill Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,578 sqft · built 1905
Lot Size	0.157 acres (6,831 sqft)
Owner	Company Name on Record
Last Sale	$56,500 (Sep 2013)
Tax Bill	$5,106 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-254-008`

Property Details

APN / Parcel Number

Primary APN	`06-13-254-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,578 sqft Living Area
Gross Area	2,514 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	6,831 sqft (0.157 acres)

Location & Zoning

Street Address	127 HILL AVE
City	ELGIN
State	IL
Zip	60120-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J R LANES ADDN NORTH 3/4 LOT 8 BLOCK 2
Legal Subdivision	J R LANES ADDN
Legal Block	2
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3000
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1151 WOODLAND AVE, BATAVIA, IL 60510-3049
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2013 · Amount on Record
Deed Sale	Sep 17, 2013 · Amount on Record
Prior Sale	Aug 22, 2013 · Amount on Record
Deed Document Number	201367915
Last Transfer Date	Mar 13, 2014
Transfer Doc	0000012065
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	127 HILL AVE, ELGIN, IL 60120-5842
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003213
Date	Jan 17, 2020
Instrument	2020K003213

Lender

Name	RESOURCE BANK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2040

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,106.00 (+24.9%)	$66,941 (+8.57%) Land $14,162 Building $52,779	$200,903 (+8.57%) Land $42,503 Building $158,400
2024		$61,657 (+30.77%) Land $13,044 Building $48,613	$185,045 (+30.82%) Land $39,148 Building $145,897
2022	$4,088.00 (+3.97%)	$47,150 (+6.96%) Land $10,745 Building $36,405	$141,450 (+6.96%) Land $32,235 Building $109,215
2021	$3,932.00	$44,082 Land $10,046 Building $34,036	$132,246 Land $30,138 Building $102,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20