Kane County property record for 116 Hill Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,074 sqft · built 1887 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (May 2022) |
| Tax Bill | $7,101 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jun 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-253-019 |
| Primary APN | 06-13-253-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,074 sqft Living Area |
| Gross Area | 3,171 sqft |
| Basement Area | 1,097 sqft |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Exterior Material | Brick |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 116 HILL AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J R LANES ADDN EXCEPT PART LOT 10 BEING SOUTH 4 FT WIDE ON WEST LINE & SOUTH 4 FT 5 IN ON EAST LINE EAST 116 2/3 FT LOT 10 BLOCK 1 |
| Legal Subdivision | J R LANES ADDN |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 HILL AVE, ELGIN, IL 60120-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 24, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jan 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 29, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Prior Sale | Dec 6, 2013 · Amount on Record |
| Deed Document Number | 202226695 |
| Prior Transfer Date | May 4, 2018 |
| Prior Transfer Doc | 0000024732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 18, 2022 |
| Property Address | 116 HILL AVE, ELGIN, IL 60120-4413 |
| Document Number | 0000026695 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 2022K026695 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | NOT AVAILABLE, CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 HILL AVE, 116, ELGIN, IL 60120-4413 |
| Name | Verified Name |
|---|---|
| Address | 12002 WATERSIDE VIEW DR #32 # 32, 32, VIRGINIA, IL 62691 |
| Document Number | 0000026696 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022K026696 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.72% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 116 HILL AVE, ELGIN, IL 60120-4413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033358 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020K033358 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 22, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 116 HILL AVE, ELGIN, IL 60120-4413 |
| Document Number | 0000012751 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 110 HILL AVE ELGIN IL 601204413, ELGIN, IL 60120-4413 |
| Document Number | 0000012751 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 12751 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 29, 2018 |
| Property Address | 116 HILL AVE, ELGIN, IL 60120-4413 |
| Document Number | 0000024732 |
| Instrument Date | May 4, 2018 |
| Instrument | 2018K024732 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 116 HILL AVE, ELGIN, IL 60120-4413 |
| Document Number | 0000024733 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 2018K024733 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2033 |
| Rate | 4.25% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,101.00 (+15.84%) Homeowner's exemption | $101,083 (+8.57%) Land $15,364 Building $85,719 | $303,370 (+8.57%) Land $46,110 Building $257,260 |
| 2024 | $93,104 (+21.39%) Land $14,151 Building $78,953 | $279,424 (+21.44%) Land $42,470 Building $236,954 | |
| 2022 | $6,130.00 (+4.57%) Homeowner's exemption | $76,696 (+6.96%) Land $11,657 Building $65,039 | $230,088 (+6.96%) Land $34,971 Building $195,117 |
| 2021 | $5,862.00 Homeowner's exemption | $71,705 Land $10,898 Building $60,807 | $215,115 Land $32,694 Building $182,421 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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