126 Geiser Way, Smithsburg, MD 21783 Property Records

Washington County property record for 126 Geiser Way, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,108 sqft · built 1995
Lot Size	0.329 acres (14,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Sep 2022)
Tax Bill	$2,717 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-030576`

Property Details

APN / Parcel Number

Primary APN	`07-030576`
Alternative APN	`030576`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,108 sqft Total Area
Basement Area	884 sqft
Finished Basement	884 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,324 sqft (0.329 acres)
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	030576
Street Address	126 GEISER WAY
City	SMITHSBURG
State	MD
Zip	21783-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 117 0.33 ACRES 126 GEISER WAY WHISPERING HILLS
Legal Subdivision	WHISPERING HILLS SEC 01
Legal Block	1
Legal Lot Number	117
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3000
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 GEISER WAY, SMITHSBURG, MD 21783-1568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC
Aug 27, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jan 8, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Feb 17, 2012 · Amount on Record
Deed Book / Page	7107 / 87
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 19, 2022
Property Address	126 GEISER WAY, SMITHSBURG, MD 21783-1568
Document Number	0071070087
Book / Page	7107 / 87
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	126 GEISER WAY, SMITHSBURG, MD 21783-1568

Mortgage

Document Number	0071070095
Date	Sep 19, 2022
Instrument	7107-0095

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0071190184
Date	Oct 5, 2022
Book Page	7119/184

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	126 GEISER WAY, SMITHSBURG, MD 21783-1568
Document Number	0058280089
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	126 GEISER WAY SMITHSBURG MD 217831568, SMITHSBURG, MD 21783-1568

Mortgage

Document Number	0058280089
Date	Sep 7, 2018
Book Page	005828/000089

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	126 GEISER WAY, SMITHSBURG, MD 21783-1568
Document Number	0056740130
Book / Page	005674 / 000130
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 GEISER WAY SMITHSBURG MD 217831568, SMITHSBURG, MD 21783-1568

Mortgage

Document Number	0056740130
Date	Jan 17, 2018
Book Page	005674/000130

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,717.00 (+11.67%)	$298,200 (+11.64%)	$329,300 (-) Land $67,100 Building $262,200
2025	$2,433.00 (+18.86%)	$267,100 (+19.35%)	$329,300 (+39.53%) Land $67,100 Building $262,200
2023	$2,047.00 (+5.73%)	$223,800 (+5.77%)	$236,000 (-) Land $67,100 Building $168,900
2022	$1,936.00	$211,600	$236,000 Land $67,100 Building $168,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Geiser Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures