132 Geiser Way, Smithsburg, MD 21783 Property Records

Washington County property record for 132 Geiser Way, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,220 sqft · built 1996
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Feb 2003)
Tax Bill	$2,719 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-030533`

Property Details

APN / Parcel Number

Primary APN	`07-030533`
Alternative APN	`030533`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,220 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Deck Area	330 sqft
Patio Area	394 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	030533
Street Address	132 GEISER WAY
City	SMITHSBURG
State	MD
Zip	21783-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 114 0.23 ACRES 132 GEISER WAY WHISPERING HILLS
Legal Subdivision	WHISPERING HIL
Legal Block	1
Legal Lot Number	114
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3000
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 GEISER WAY, SMITHSBURG, MD 21783-1568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage PATRIOT FCU
Feb 8, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2003 · Amount on Record
Deed Sale	Feb 13, 2003 · Amount on Record
Prior Sale	Mar 18, 1996 · Amount on Record
Deed Document Number	200325192
Deed Book / Page	1931 / 565
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	132 GEISER WAY, SMITHSBURG, MD 21783-1568
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056370362
Date	Nov 17, 2017
Book Page	5637/0362
Instrument	5637-0362

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	132 GEISER WAY, SMITHSBURG, MD 21783-1568
Document Number	0062100211
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 GEISER WAY SMITHSBURG MD 217831568, SMITHSBURG, MD 21783-1568

Mortgage

Document Number	0062100211
Date	Mar 25, 2020
Book Page	006210/000211

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,719.00 (+5.63%) Homeowner's exemption	$335,933 (+10.08%)	$366,700 (-) Land $65,000 Building $301,700
2025	$2,574.00 (+10.57%) Homeowner's exemption	$305,167 (+17.52%)	$366,700 (+33.64%) Land $65,000 Building $301,700
2023	$2,328.00 Homeowner's exemption	$259,667	$274,400 Land $65,000 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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