58 Geiser Way, Smithsburg, MD 21783 Property Records

Washington County property record for 58 Geiser Way, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,864 sqft · built 1991
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Nov 2017)
Tax Bill$2,872 (2026)
Deeds & MortgagesMar 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-025718

Property Details

APN / Parcel Number

Primary APN07-025718
Alternative APN
  • 025718

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,864 sqft Total Area
Basement Area873 sqft
Finished Basement873 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area48 sqft
Deck Area340 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number025718
Street Address58 GEISER WAY
CitySMITHSBURG
StateMD
Zip21783-2005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU
Legal DescriptionLT42 SEC B 0.24 AC 58 GEISER WAY WHISPERING HILLS
Legal SubdivisionWHISPERING HILLS SEC B
Legal Lot Number42
JurisdictionWASHINGTON MD
Township / Civil Division7, SMITHSBURG
Census Block Group3
Census Block3006
Census Tract11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address58 GEISER WAY, SMITHSBURG, MD 21783-2005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Nov 22, 2017Grant Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2017 · Amount on Record
Deed SaleNov 22, 2017 · Amount on Record
Prior SaleMay 8, 2003 · Amount on Record
Deed Document Number20175640-0001
Deed Book / Page5640 / 1
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address58 GEISER WAY, SMITHSBURG, MD 21783-2005
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065530013
DateMar 18, 2021
Book Page6553/13
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueApr 1, 2048

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateNov 22, 2017
Property Address58 GEISER WAY, SMITHSBURG, MD 21783-2005
Document Number0056400001
Book / Page005640 / 000001
Instrument DateNov 17, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyNTC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address58 GEISER WAY SMITHSBURG MD 217832005, SMITHSBURG, MD 21783-2005

Mortgage

Document Number56400008
DateNov 22, 2017
Book Page005640/000008
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 21, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,872.00 (+5.63%) Homeowner's exemption$346,867 (+10.21%)$379,000 (-) Land $65,200 Building $313,800
2025$2,719.00 (+7.6%) Homeowner's exemption$314,733 (+13.95%)$379,000 (+34.11%) Land $65,200 Building $313,800
2023$2,527.00 Homeowner's exemption$276,200$282,600 Land $65,200 Building $217,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHSBURG DISTRIBUTION SYSTEM
serves 2,500 people · EPA ID MD0210018
Water SourcePurchased surface water from CITY OF HAGERSTOWN
Last State InspectionMar 2026

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 250

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