128 Geiser Way, Smithsburg, MD 21783 Property Records

Washington County property record for 128 Geiser Way, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,108 sqft · built 1996
Lot Size	0.255 acres (11,106 sqft)
Owner	Individual Name on File
Last Sale	$109,500 (Apr 1996)
Tax Bill	$2,403 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-030568`

Property Details

APN / Parcel Number

Primary APN	`07-030568`
Alternative APN	`030568`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,108 sqft Total Area
Basement Area	540 sqft
Finished Basement	540 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,106 sqft (0.255 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	030568
Street Address	128 GEISER WAY
City	SMITHSBURG
State	MD
Zip	21783-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 116 0.26 ACRES 128 GEISER WAY WHISPERING HILLS
Legal Subdivision	WHISPERING HILLS
Legal Block	1
Legal Lot Number	116
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3000
Census Tract	11301

Owner

Source: Washington County assessment roll, APN 07-030568, as of August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	128 GEISER WAY, SMITHSBURG, MD 21783-1568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 1996 · Amount on Record
Deed Sale	Apr 10, 1996 · Amount on Record
Prior Sale	Jan 02, 1996 · Amount on Record
Deed Document Number	199624947
Deed Book / Page	1263 / 860
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	128 GEISER WAY, SMITHSBURG, MD 21783-1568
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057980353
Date	Jul 24, 2018
Book Page	5798/0353

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 05, 2028

Tax Assessment & Valuation

Source: Washington County assessment roll as of August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,200 (+9.63%)	$314,600 (-) Land $65,500 Building $249,100
2025	$2,403.00 (+16.31%)	$263,800 (+16.79%)	$314,600 (+31.96%) Land $65,500 Building $249,100
2023	$2,066.00	$225,867	$238,400 Land $65,500 Building $172,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), as of August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430113013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 156 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Schurz Communications Fiber · Cable	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0210018, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.